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NBFC Relationship Manager

NBFC Relationship Manager

CorenzaChennai, Republic Of India, IN
12 hours ago
Job description

About the team and role

Be a member of Credit- Anchor Onboarding team at the NBFC. Role would include Onboarding and monitoring of NBFC’s / Fintech’s for lending partnerships.

Primary Responsibilities

Client Onboarding for joint lending on retail loans

  • Conduct detailed credit due diligences on NBFC’s / Fintech’, prepare credit reports, seek approvals from Credit Committee for lending program.
  • Seek, analyze, and structure data provided by clients.
  • Evaluating business models, meetings with CXO’s / Senior management of companies and thorough field diligence (HO / CO / Branches / Vendor visits)
  • Evaluate feasibility of program through co-ordination across multiple teams (internal / external), recommending product structures, limits & recourse requirement basis loss estimation.
  • Prepare insightful credit report for presentation to Credit Committee with cogent recommendations.
  • Taking partnerships live, continuous engagement with client, finalizing process flow and transaction documents.

Post Go-live :

  • Identifying early warning signs of credit deterioration
  • Credit monitoring, field visit, management meetings, calls.
  • Regular Updates to Credit Committee – Anchor updates, portfolio insights, etc.
  • Impact assessment of regulation on sector / programs
  • Suggestions on limits, structure, new product introduction, portfolio Rebalancing, etc

    • Desired Skills & Experience

  • Ability to interact with promoters / CXOs and glean information through physical discussions.
  • Be willing to travel extensively pan-India for on-field monitoring of clients.
  • Possess a good eye for detail and have demonstrated ability to work under pressure.
  • Be brilliant with numbers, analyzing financial statements, managing and interpreting data and solving problems - to aid in taking decision to onboard.
  • Have excellent report writing skills.
  • Be as ambitious as we are, and hence be willing to go out of her / his way to burn the midnight oil to meet targets and deadlines.
  • Experience of NBFC underwriting or Credit monitoring teams of Banks / NBFCs / PE / Debt funds / Rating agencies would be preferred.
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    Relationship Manager • Chennai, Republic Of India, IN