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Team Lead - Transaction Monitoring

Team Lead - Transaction Monitoring

TerraPayBengaluru, KA, IN
9 days ago
Job type
  • Quick Apply
Job description

Role Overview :

We are seeking a detail-oriented and experienced Transaction Monitoring Team Lead to oversee the daily operations of our transaction monitoring unit. This role is critical in ensuring our organization complies with anti-money laundering (AML) regulations and internal risk policies. You will lead a team of analysts responsible for reviewing suspicious activity, escalating cases, and maintaining high standards of investigative quality.

How will you create an impact :

  • Lead and manage a team of transaction monitoring analysts, providing guidance, mentorship, and performance feedback.
  • Oversee daily operations of transaction monitoring workflows, including rule-based and machine learning-generated alerts, daily alert reviews and ensure timely and accurate disposition of cases.
  • Collaborate with product, engineering, and data science teams to optimize monitoring logic and improve detection models.
  • Ensure consistent application of AML policies, procedures, and regulatory requirements across all investigations.
  • Review and approve escalated alerts and suspicious activity reports (SARs).
  • Collaborate with compliance, legal, business, engineering, IT and risk teams to refine monitoring rules and improve detection capabilities.
  • Drive continuous improvement in monitoring processes through automation, analytics, and feedback loops.
  • Work on regional / strategic projects assigned from time to time
  • Monitor team KPIs and prepare regular reports for senior management.
  • Conduct quality assurance checks and implement process improvements.
  • Support audits and regulatory examinations with documentation and case summaries.
  • Stay updated on regulatory changes and industry best practices related to AML and financial crime.

Essential Qualifications :

  • Bachelor’s degree in Finance, Business, Law, or related field (Master’s or certifications like CAMS preferred).
  • 5+ years of experience in AML / transaction monitoring, with at least 2 years in a leadership role.
  • Strong understanding of AML regulations (e.g., BSA, FATF, OFAC) and financial crime typologies.
  • Experience with transaction monitoring systems (e.g., Actimize, SAS, FICO, etc.).
  • Excellent analytical, communication, and leadership skills.
  • Ability to manage multiple priorities in a fast-paced environment.

    • Preferred Skills :

  • CAMS, CFE, or similar certification.
  • Experience in a Fintech, crypto, or neobank environment.
  • Exposure to machine learning or AI-driven compliance tools.
  • Familiarity with data analytics tools and automation in compliance processes.
  • Ability to thrive in dynamic, flexible and collaborative environments.

    • Interview rounds & assessments :

  • Table for Two :

    • A brief chat with one of our Recruiters to assess your foundational competencies and provide an overview of TerraPay.

  • Beyond the Bio :

    • A discussion with an SME or the RM to evaluate your role-specific knowledge, problem-solving abilities, and gain a deeper understanding of the company and team dynamics.

  • Manager Meetup :

    • A comprehensive discussion about the role and responsibilities, expectations, and mapping out potential career growth.

    Why TerraPay :

    TerraPay is a global money movement player on a mission to build a borderless financial world. We believe payments should be instant, reliable, transparent, seamless, and fully compliant.

    Registered and regulated across 31 global markets, we are a leading payments partner for banks, mobile wallets, money transfer operators, merchants, and financial institutions.

    We are proud to be a twice-certified Great Place to Work and were featured in the 2023 CB Insights Fintech 100 and the 2024 Financial Times 1000 lists.

    Read more about TerraPay here.

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    Team Lead • Bengaluru, KA, IN