Relationship manager - financial institution

Core Responsibilities :

Market Assessment and Business Development

§ Conducts market research to understand consumers, competition and current market conditions to help identify new business opportunities in target segments, viz, Domestic Banks, DFIs, MF, Insurance, Co-operative Banks, International Banking business for GCC, Africa, APAC Market, NBFCs & Capital Market.

§ Participates as and when required in meetings with key customers, promoters, prospective customers to understand customer needs and use that information to propose possible solutions.

§ Works towards maintaining and enhancing relationships with key customer accounts and prospective customers to ensure business continuity and growth.

§ Leverages opportunities to manage complex relationships independently, under the overall supervision of Senior Relationship Managers / Team Leaders.

Revenue Generation

§ Assist in Identifying new sales opportunities and leveraging a knowledge sector driven relationship approach to enhance sales and revenue generation through new and existing customers for achievement of established targets and objectives.

§ Targets product / industry specific business opportunities leading to achievement of the budget and ensures seamless coordination between customer & relationship manager.

Portfolio Management

§ Works independently and under the supervision of Senior Relationship Managers / Team leaders to ensure clients’ financial requirement is addressed effectively.

§ Conducts research and collates necessary data for preparing credit proposals in line with customer requirements.

§ Coordinates with CAD and other relevant stakeholders to ensure proposals / approvals are approved and followed up in an efficient and timely manner.

Credit Appraisal

§ Credit Assessment and CAM preparation through detailed analysis § Works in close coordination with key stakeholders from Risk Management to ensure adherence to established credit guidelines. Documentation and Compliance

§ Completes all documentation and CRM updation to ensure adherence to established guidelines and maintenance of highest quality standards of documentation, client communication, process compliance.

§ Works in close coordination with relevant BUs to ensure smooth and quick turnaround of transactions as and when required.