Role Purpose
We are seeking a dynamic and results-driven professional to lead and grow our automobile financing segment, focusing on Credit Card EMI and Digital Lending Pay Later options. The ideal candidate will possess strong relationship-building skills, a deep understanding of the automobile industry, and the ability to drive strategic partnerships and sales through a structured and analytical approach.
Job Role & Responsibilities :
Business Development & Sales Enablement :
- Drive business growth in the automobile sector by promoting Credit Card EMI and PayLater products.
- Strategize and execute plans to increase adoption among 2W / 4W dealers and retailers.
- Lead on-ground activation and onboarding of retail merchants through a field sales team.
Stakeholder Engagement :
Build and nurture strong relationships with Automobile dealers and merchants.Regularly engage with OEMs HO & Regional sales teams of 2W / 4W through in-person meetings.Liaise with OEM central and regional stakeholders to align on business goals andpartnership opportunities.Extensive travel across India is required to meet and engage with OEM regional teams.Team Leadership & Performance Monitoring :
Manage and guide a team of Relationship manager & off-roll Executives to achieve salestargets.Monitor performance metrics through MIS reports and proactively work on improvementareas.Provide coaching, direction, and motivation to the team to enhance productivity andmarket penetration.Cross-functional Coordination :
Collaborate with internal teams including operations, product, and risk to ensure smoothexecution of processes.Coordinate with external stakeholders to ensure timely resolutions and seamlessonboarding.Market Intelligence & Product Development :
Analyze market trends and competitor activities to provide actionable insights.Recommend enhancements to products and customer experiences based on marketfeedback and observations.Operational & Communication Excellence :
Proficient in creating and delivering business presentations and formal communications.Ensure timely and accurate reporting and documentation using MS Office tools.What matters in this role
Minimum of 7+ year’s experience in business development, preferably in automobile finance or digital lending.Sound understanding of the automobile industry, including OEM and dealership networks (2W,4W, Tyre, Bicycle segments).Familiarity with e-commerce platform operations and digital payment ecosystems.Strong interpersonal skills, with a knack for negotiation and objection handling.Bilingual communication abilities and articulate in both verbal and written correspondence.Experience in Team Handling- Direct & Indirect Reporte.Proficiency in MS Office tools (Excel, PowerPoint, Word) for reporting and presentations.Willing to Travel across inter -state.Educational Qualification : Bachelor’s degree in business administration, Operations Management, Computer Science, or related field; MBA preferred.What we value in our people :
You take the Shot : You decide fast and deliver right.You are the CEO of what you do : You show ownership and make things happen.You own tomorrow : You build solutions for the merchants and do the right thing.You sign your work like an artist : You seek to learn and take pride in the work youdo.You are the Sherpa : You take people along and act in the interest of Pine LabsYou care with tough love : You empower others and help people grow.