Experienced credit risk analyst with a strong foundation in commercial real estate (CRE) analytics, specializing in CMBS, loan securitization, loan origination, and underwriting processes to support informed lending and investment decisions within commercial banking portfolios."
Key Accountabilities
- Review Offering Memos prepared by brokers and / or Borrowers to gain an understanding of the real estate and the requested financing.
- Evaluate and compile property level income statements, rent roll , reimbursements, occupancy statics, sales and occupancy cost information and other information into excel-based models.
- Compile market research to determine and verify a project’s economics and assumptions in the model. Market research will include third party sources (such as Costar, Reis, Smith Travel Research and others) as well as public information available on the internet.
- Review tenant leases and related documentation and prepare an abstract of key terms.
- Evaluate historical and projected capital expenditure budgets.
- Prepare asset summary reports which cover short descriptions of property and market characteristics, and strengths and weaknesses of the transaction for CMBS and Warehouse Loans.
- Underwriting & Due Diligence of the Acquisition facilities.
- Quarterly performance analysis of Balance Sheet loans which include analysing the financial statements, rent rolls, occupancy statistics, covenants tracking, and transaction updates for the loans.
- Manage CMBS data and aid in aggregating, sourcing, and populating centralized databases
- Adhoc projects.
Stakeholder Management and Leadership
The candidate would directly interact with the CMBS Origination teams. They would have to interact with the team members on a regular basis to make sure that the various models, reports and projects that they are developing are as per requirements.Decision-making and Problem Solving
The candidate will have to be proactive in identifying issues and getting them resolved by coordinating with various stakeholders.The candidate needs to work on several time sensitive activities and hence is required to be meticulous and efficient.The candidate should have great eye for detail and should ensure that he / she meets the zero error tolerance requirement as most output forms a critical input for business decision making.Essential Skills / Basic Qualifications :
Postgraduate Degree (or equivalent)With prior experience in Real Estate finance or securitized products like CMBS , RMBS, etcExcellent knowledge of Real Estate metrics and financial statementsExperience working in CMBS issuances and managing dataExcellent in Analytical skills and will be responsible for analyzing the results of the tests that they have developed.Experience in preparing Narratives or Asset Summary reports of the transactionProficiency in MS Excel, Word and PowerPointWork experience 1-2 years.Understanding of commercial real estate and Financial statements is must.