Talent.com
Head – Commercial / Corporate Underwriter | General Insurance
Head – Commercial / Corporate Underwriter | General InsurancePolicype • hosur, tamil nadu, in
No longer accepting applications
Head – Commercial / Corporate Underwriter | General Insurance

Head – Commercial / Corporate Underwriter | General Insurance

Policype • hosur, tamil nadu, in
2 days ago
Job description

🌟 We’re Hiring : Head – Commercial / Corporate Underwriter | General Insurance 🌟

📍 Location : Mumbai

🏢 Department : Underwriting – General Insurance

🧑‍💼 Reports To : CTO

💼 Experience Required : Minimum 5–7 years

💰 CTC : ₹15–18 LPA

About the Role

We’re looking for a dynamic and experienced Head – Commercial / Corporate Underwriter to lead our underwriting function for commercial and corporate insurance portfolios. The ideal candidate will possess deep expertise in risk assessment, portfolio management, and client engagement — ensuring profitable growth while maintaining regulatory and compliance standards.

Key Responsibilities

1. Risk Assessment & Underwriting

  • Evaluate and underwrite risks across Fire, Engineering, Marine, Liability, and Miscellaneous lines.
  • Analyze proposals, inspection reports, and client profiles to assess risk acceptability.
  • Determine terms, conditions, and pricing aligned with underwriting guidelines and reinsurance treaties.
  • Ensure full compliance with regulatory, underwriting, and reinsurance norms.

2. Portfolio Management

  • Maintain a balanced, profitable underwriting portfolio.
  • Monitor loss ratios and claims trends; initiate corrective actions where needed.
  • Revise and improve underwriting guidelines in response to market dynamics.
  • 3. Relationship Management

  • Collaborate with intermediaries (brokers, agents, corporate partners) to provide technical underwriting support.
  • Support business teams with customized corporate insurance programs.
  • Participate in client meetings, risk presentations, and renewal discussions.
  • 4. Compliance & Documentation

  • Ensure accurate policy issuance and documentation.
  • Maintain adherence to IRDAI regulations and audit requirements.
  • Participate in risk audit reviews and ensure timely closure of observations.
  • 5. Cross-functional Collaboration

  • Work closely with Claims, Reinsurance, Actuarial, and Sales teams for seamless business operations.
  • Mentor and guide junior underwriters and branch teams.
  • Required Skills & Competencies

  • Strong analytical and risk assessment abilities.
  • Deep knowledge of commercial / general insurance products.
  • Understanding of reinsurance arrangements.
  • Excellent communication, negotiation, and decision-making skills.
  • Proficient in MS Office and underwriting software / tools.
  • Educational Qualifications

  • Graduate / Postgraduate in any discipline.
  • Preferred : Insurance certifications such as Licentiate / Associate / Fellow (III) or equivalent.
  • Key Performance Indicators (KPIs)

  • Portfolio profitability (Loss Ratio, Combined Ratio)
  • Turnaround time for proposal underwriting
  • Accuracy and compliance in underwriting documentation
  • Retention and renewal rates in the commercial segment
  • 📧 Interested candidates can share their CVs at :

  • hr@policype.com
  • ✨ Join us and play a key role in shaping a profitable and sustainable commercial underwriting portfolio! ✨

    Create a job alert for this search

    Underwriter Insurance • hosur, tamil nadu, in

    Related jobs
    Commercial Lines Underwriter- Insurance Brokers

    Commercial Lines Underwriter- Insurance Brokers

    Disha Capital • Bengaluru, Karnataka, India
    Underwriter – Commercial Insurance (Property / Fire, Motor, Liability).Salary (CTC) : ₹50,000 – ₹1,00,000 / month.Evaluate and assess risks for Property / Fire, Motor, and Liability insurance.Determine co...Show more
    Last updated: 8 days ago • Promoted
    Underwriter

    Underwriter

    Altisource • Bengaluru, IN
    MAx package offered for this position would be up to 10lpa + Night shift allowance 6k+ Incentives 10k+ per month.Maintain a working knowledge of US Mortgage Originations, closing procedures, federa...Show more
    Last updated: 9 hours ago • Promoted • New!
    Lead Mortgage Underwriter

    Lead Mortgage Underwriter

    Career Guideline • Bengaluru, Republic Of India, IN
    We're Hiring : Underwriter / Sr.Mumbai | Chennai | Bangalore | Hyderabad.Years in US Mortgage Underwriting.FNMA / FHLMC Guidelines (GNMA a plus). Credit, Income, Asset & Collateral Analysis.Reviewing...Show more
    Last updated: 30+ days ago • Promoted
    U.K Mortgage Underwriter

    U.K Mortgage Underwriter

    Selections HR Services Private Limited • bangalore district, India
    K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital).The ideal candidate will have experience in risk assessment, income calculations, and ...Show more
    Last updated: 2 hours ago • Promoted • New!
    Us Mortgage Live Underwriter

    Us Mortgage Live Underwriter

    Career Guideline • Bengaluru, Republic Of India, IN
    We’re Hiring | US Mortgage Live Underwriter.Job Title : US Mortgage Live Underwriter.Location : #Bangalore | #Pune | #Chennai | Work From Home. Experience : Minimum 3+ years of US mortgage underwriting...Show more
    Last updated: 23 days ago • Promoted
    Senior Underwriter

    Senior Underwriter

    Firstsource • Bengaluru, IN
    Underwriter and Sr Underwriter.Experience required for the Job : 3+ years.Job Location : Mumbai / Chennai / Bangalore / Hyderabad. Candidate should have total 3+ years of US mortgage.FHLMC, knowledge of G...Show more
    Last updated: 30+ days ago • Promoted
    Us Mortgage - Residential Underwriter (Post And Live)

    Us Mortgage - Residential Underwriter (Post And Live)

    Firstsource • Bengaluru, Republic Of India, IN
    Underwriter and Sr Underwriter.Experience required for the Job : 3+ years.Job Location : Mumbai / Chennai / Bangalore / Hyderabad. Key skills : Underwriting, US mortgage.Candidate should have total 3+ year...Show more
    Last updated: 1 day ago • Promoted
    US Mortgage Underwriting Specialist

    US Mortgage Underwriting Specialist

    Career Guideline • Bengaluru, Republic Of India, IN
    We’re Hiring | US Mortgage Live Underwriter.Job Title : US Mortgage Live Underwriter.Location : #Bangalore | #Pune | #Chennai | Work From Home. Experience : Minimum 3+ years of US mortgage underwriting...Show more
    Last updated: 23 days ago • Promoted
    Head – Commercial / Corporate Underwriter | General Insurance

    Head – Commercial / Corporate Underwriter | General Insurance

    Policype • hosur, India
    We’re Hiring : Head – Commercial / Corporate Underwriter | General Insurance.Underwriting – General Insurance.Show more
    Last updated: 2 hours ago • Promoted • New!
    Senior Mortgage Loan Underwriter

    Senior Mortgage Loan Underwriter

    Career Guideline • Bengaluru, Republic Of India, IN
    We’re Hiring | US Mortgage Live Underwriter.Job Title : US Mortgage Live Underwriter.Location : #Bangalore | #Pune | #Chennai | Work From Home. Experience : Minimum 3+ years of US mortgage underwriting...Show more
    Last updated: 23 days ago • Promoted
    US Mortgage Live Underwriter

    US Mortgage Live Underwriter

    Career Guideline • Bengaluru, Karnataka, India
    We’re Hiring | US Mortgage Live Underwriter.Job Title : US Mortgage Live Underwriter.Experience : Minimum 3+ years of US mortgage underwriting (with at least 1 year in live underwriting).Review and a...Show more
    Last updated: 23 days ago • Promoted
    Property Underwriter

    Property Underwriter

    RightMatch HR Services Private Limited • bangalore, karnataka, in
    The role is with a leading General Insurance.Job Role - Property Underwriting.Location - Surat and Ahmedabad.Managing all complex underwriting quotes and / or proposals for the commercial segment.Res...Show more
    Last updated: 4 hours ago • Promoted • New!
    Underwriting Manager

    Underwriting Manager

    QBE Insurance • Bangalore, India
    To develop and manage a profitable business portfolio under the specified insurance class according to the Company's guidelines and delegated authorities. Execute operational objectives and the busi...Show more
    Last updated: 25 days ago • Promoted
    US Mortgage - Residential Underwriter (Post and Live)

    US Mortgage - Residential Underwriter (Post and Live)

    Firstsource • Bengaluru, Karnataka, India
    Underwriter and Sr Underwriter.Experience required for the Job : 3+ years.Job Location : Mumbai / Chennai / Bangalore / Hyderabad. Key skills : Underwriting, US mortgage.Candidate should have total 3+ year...Show more
    Last updated: 1 day ago • Promoted
    Mortgage Underwriter

    Mortgage Underwriter

    Brace Infotech Private Ltd • Bengaluru, IN
    We are looking for different Positions.Positions- Underwriters, Pre Underwriters, Loan Origination, Pre Purchase Review.Notice Period - Immediate - 30 Days Joiners.Show more
    Last updated: 27 days ago • Promoted
    Underwriter / Sr. Underwriter (US Mortgage)

    Underwriter / Sr. Underwriter (US Mortgage)

    Career Guideline • Bengaluru, Karnataka, India
    We're Hiring : Underwriter / Sr.Mumbai | Chennai | Bangalore | Hyderabad.Years in US Mortgage Underwriting.FNMA / FHLMC Guidelines (GNMA a plus). Credit, Income, Asset & Collateral Analysis.Reviewing...Show more
    Last updated: 30+ days ago • Promoted
    Commercial Loan Underwriter

    Commercial Loan Underwriter

    Deloitte • Bengaluru, Republic Of India, IN
    India’s impact on the global economy has increased at an exponential rate and Deloitte presents an opportunity to unleash and realize your potential amongst cutting edge leaders, and organizations ...Show more
    Last updated: 1 day ago • Promoted
    Senior Live Underwriter

    Senior Live Underwriter

    Brace Infotech Private Ltd • Bengaluru, Karnataka, India
    Mega Walkin Drive on 26nd and 27rd-Sep-2025 In Bangalore.The Conventional Underwriter reviews, conditions and underwrites US mortgage loans in accordance with established.Job Roles and Responsibili...Show more
    Last updated: 30+ days ago • Promoted