Job Title : Credit Analysis / Ratings (FIG) ( Sr Associate / Delivery Lead / Manager)
Acuity is currently looking for for experienced professionals (4-10 years) with experience into Credit Analysis & Rating in FIG sector (Financial Institutions Group) to join our growing team in Bangalore!
Location :
Bangalore (work from office)
Work hours : 10am to 7pm IST
Department : Lending Services
Experience Level : 4-10 years
Key Skills / Responsibilities
- Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of the Banks, Insurance, NBFC’s and other Financial Institution counterparties.
- Managing a portfolio of clients and handling rating assignments.
- Preparing credit reports by including profile of the counterparty, key rating considerations, credit risk assessment, CAMEL based financial analysis (including profitability, capitalization, liquidity etc).
- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
- Adhering to standard operating procedure & policies including compliance documentation.
- Maintaining strong relationship with the client.
- Strong understanding of credit principles, policies and regulations for Banks and Financial Institutions counterparties.
- Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.
- Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.
- Ability to multi-task independently under tight timelines and eye for details.
- 4 - 10 year’s relevant experience in the field of credit analysis for Financial Institution.
Key Competencies
Analyze and deliver assigned deals / tasks within committed timelinesUpdate required trackers with latest status / updatesResponsible for value-add deliverables across different process within loan life cycleIdentify ways for improvement in efficiency gains and process improvementResponsible for adherence to client SLAs and PoliciesPerform ad-hoc tasks with detailed understanding on client requirement within stipulated timelinesResponsible for on-time identification and escalation of risks and mitigants