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Architect

Architect

IntraEdgeMumbai, IN
9 days ago
Job description

Job Title : Software Architect – FinTech

Experience : 10+ Years

Location : Hyderabad

Employment Type : Full-Time

About the Role

We are seeking a highly experienced and hands-on Software Architect / Senior Engineering Manager to join our Consumer Lending Technology team. This role is crucial in designing and delivering next-generation financial technology products that serve millions of customers and power marquee partnerships such as Apple and Pagaya .

As an Architect, you will work closely with product managers, designers, and engineering teams to conceptualize, design, and implement scalable, secure, and customer-centric financial solutions. You will play a strategic role in shaping technology direction, mentoring teams, and ensuring engineering excellence in a U.S. regulated financial environment .

Key Responsibilities

Architecture & Design

  • Define and implement scalable, cloud-native architectures supporting consumer lending products, including Unsecured Loans, Credit Cards, HELOC, Auto Loans, and CPAY .
  • Design and develop microservices , APIs , and event-driven systems leveraging modern backend frameworks (Node.js, Python, Go, Java).
  • Ensure architecture aligns with enterprise standards , security requirements , and regulatory compliance .
  • Lead proof-of-concepts (POCs) and MVPs for new product innovations.
  • Partner with UX and product teams to ensure technical designs enable a seamless and intuitive user experience across mobile and web platforms.

Technical Leadership

  • Lead the end-to-end development lifecycle — from conceptualization and design to implementation and deployment.
  • Provide technical mentorship and guidance to development teams, fostering an engineering culture focused on quality, performance, and innovation .
  • Participate in code reviews , architecture boards , and technical deep dives .
  • Champion best practices in software design, security, observability, and automation .
  • Innovation & Emerging Technologies

  • Drive adoption of AI / ML , blockchain , and event-driven architectures for intelligent and adaptive financial products.
  • Evaluate emerging technologies and frameworks for integration into the FinTech ecosystem.
  • Contribute to design thinking workshops and shape product strategy through technology insights.
  • Quality, Performance & Security

  • Ensure solutions are secure , compliant , and highly available in production environments.
  • Collaborate with DevOps and QA teams to maintain high standards of code quality , test coverage , and automated CI / CD .
  • Conduct performance tuning and capacity planning to meet scalability demands.
  • Collaboration & Delivery

  • Partner with Product Managers , Designers , and Business Stakeholders to translate complex business requirements into actionable technical roadmaps.
  • Collaborate across cross-functional teams to ensure successful delivery of large-scale digital initiatives.
  • Work within an Agile environment, contributing to sprint planning, retrospectives, and release management.
  • Required Skills & Experience

  • 10+ years of progressive experience in software development and architecture roles.
  • Proven expertise in FinTech, Lending, Payments, or BNPL (Buy Now, Pay Later) solutions.
  • Strong hands-on experience in :
  • Backend : Node.js, Python, Go, Java (Spring Boot / Microservices)
  • Frontend : React, React Native
  • Cloud : AWS (preferred), GCP – including cloud-native architecture, scalability, and resilience design.
  • Deep understanding of API design , microservices patterns , data modeling , and event-driven systems .
  • Experience with containerization and orchestration (Docker, Kubernetes).
  • Knowledge of DevOps and CI / CD pipelines (Jenkins, GitHub Actions, GitLab CI, etc.).
  • Proficiency in unit, integration, and automated testing frameworks .
  • Strong foundation in security , compliance , and regulatory frameworks applicable to U.S. financial systems (e.g., PCI, SOC2, GDPR, OCC, CFPB).
  • Preferred Qualifications

  • Prior experience working in FinTech startups or U.S. regulated financial institutions .
  • Exposure to AI / ML , blockchain , or embedded finance technologies .
  • Experience in API-first , cloud-native , and micro-frontend architectures.
  • Deep knowledge of UX principles , customer-centric product design , and digital lending workflows .
  • Proven track record of launching and scaling customer-facing digital products .
  • Bachelor’s or Master’s degree in Computer Science , Information Technology , or a related field.
  • Soft Skills

  • Strong leadership , analytical , and decision-making skills.
  • Excellent communication and collaboration across engineering, product, and business teams.
  • Ability to balance innovation with practical implementation .
  • Passionate about technology trends in financial services, lending, and payments .
  • Demonstrated ability to work effectively in fast-paced, agile, and cross-functional environments .
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    Architect • Mumbai, IN

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