Credit Risk Analyst, AVP
Position Overview
Job Title : Credit Risk Analyst, AVP
Location : Mumbai, India
Role Description
- Managing a loan and derivative portfolio. The loan portfolio predominantly consists of financing both investment grade and sub-investment grade corporates. Typical transactions are complex leveraged loans that include providing liquidity for distressed borrowers, M&A sponsor financing, subordinated holding company structures, share backed financing and commercial real estate lending. Deals can involve significant credit structuring to mitigate downside risks via documentary and collateral protections.
- Responsibilities will also extend to credit analysis and portfolio management of other corporate and FI counterparties. This role will involve managing the portfolio within defined risk parameters, review credit proposals, recommend / approve transactions and negotiate credit related documentation. Products covered include the full spectrum of Commercial Banking facilities and Capital Markets products.
What we'll offer you
As part of our flexible scheme, here are just some of the benefits that you'll enjoy
Best in class leave policyGender neutral parental leaves100% reimbursement under childcare assistance benefit (gender neutral)Sponsorship for Industry relevant certifications and educationEmployee Assistance Program for you and your family membersComprehensive Hospitalization Insurance for you and your dependentsAccident and Term life InsuranceComplementary Health screening for 35 yrs. and aboveYour key responsibilities
Represent CRM in conference calls, business meetings and management committeesMonitor target markets and undertake due-diligence calls and visitsDevelop and implement counterparty specific de-risking strategiesResponsibility for managing a portfolio of circa 30-40 credit groupsSupport business by providing trade & structuring solutionsEnsure portfolio quality and documentation standards are maintainedMonitor market, industry and counterparty developments. Develop and adhere to counterparty as well as industry strategiesInteract and co-ordinate with other Control and Infrastructure functions within the branch & regionally.Contribute to improvements in CRM processes with an aim to raise efficiencyYour skills and experience
At least 5 years Credit Risk experience preferably within an investment banking credit environment with broad product knowledgeExperience in risk management for leveraged / structured transactions.Strong knowledge of loan documentation and ISDA.Good knowledge of principal risk mitigating techniquesExcellent interpersonal skills and the ability to relate to people at all levelsExperience in commercial real estate lending and distressed borrowers would be desirableTeam player attitude and flexibility are essentialExcellent organizational and administration skillsStrong written and verbal English skillsMinimum Undergraduate DegreeHow we'll support you
Training and development to help you excel in your careerCoaching and support from experts in your teamA culture of continuous learning to aid progressionA range of flexible benefits that you can tailor to suit your needsAbout us and our teams
Please visit our company website for further information :
We strive for a in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
Skills Required
Risk Management, Credit Risk, isda, Loan Documentation