Loan Officer - Sales - MFB - - Pancham Highstreet - J Grades

Roles and Responsibilities

• Ensure achievement of loan disbursement targets with minimal delinquency.
• Identify Joint Liability Groups (JLGs) and target customers suitable for loan disbursement.
• Develop and manage teams to enable business growth and deeper market penetration.
• Assess potential client base, product acceptability, and opportunities for geographical expansion .
• Monitor disbursement, repayment, and delinquency management , achieving daily / weekly collection targets.
• Conduct close follow-ups on disbursed loans , especially delayed payments.
• Undertake regular field visits, centre meetings, and loan applicant interactions .
• Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds.
• Build strong client relationships internally and externally and enhance brand recognition.
• Ensure regular weekly / daily meetings and centre visits to maintain operational efficiency.

Skills Required

Relationship Management, Sales Orientation, Field Operations