Senior Finance Manager, Digital Lending Portfolio

TalentiserRepublic Of India, IN

8 hours ago

Job description

We are currently hiring for our client - publicly listed NBFC, pioneering 100% digital loans in India.

We are looking for a Chartered Accountant with deep experience in digital lending who can own and scale our finance operations, portfolio health tracking, and financial reporting.

Key Responsibilities :

1. Loan Book & Portfolio Management

End-to-end oversight of loan book across direct sourcing, co-lending, and BC partnerships.
Build and maintain real-time dashboards to monitor loan book performance (NPA %, PAR, collections efficiency, etc.).
Ensure accurate reconciliation of all loans (direct and partner-sourced) with bank statements, LMS, and accounting systems.

2. FLDG & Partnership Management

Lead financial evaluations and ongoing monitoring of fintech partners with FLDG arrangements.

Track and reconcile FLDG coverage, defaults, and recoveries.

Manage co-lending and BC partnerships, including financial diligence, cash flow alignment, and MIS integration.

3. Evaluation & Due Diligence of NBFCs / Partners

Conduct in-depth financial and risk analysis of NBFCs or non-NBFC entities for potential partnerships.

Review promoter background, financial health (CAR, GNPA / NNPA, ALM), audit reports, and compliance status.

Prepare recommendation reports for partnerships and investment decisions.

4. Financial Reporting & Compliance

Prepare accurate and timely financial statements for Company (quarterly / annual), ensuring compliance with all SEBI and RBI regulations.

Oversee statutory audits, internal audits, and RBI inspections.

Manage tax planning, GST compliance, and other regulatory filings.

5. Automation & Process Optimization

Work closely with the product team to automate reconciliation, reporting, and financial processes.

Drive integration of finance dashboards into the loan management system (LMS) for real-time portfolio and risk visibility.

Identify opportunities for automation in financial reporting and portfolio monitoring.

6. Strategic Financial Planning

Prepare monthly MIS reports, cash flow forecasts, and portfolio analysis to support strategic decision-making.

Collaborate with the leadership team to improve margins, reduce defaults, and optimize lending operations.

Evaluate ROI and financial performance of all lending partnerships and products.

Key Skills & Experience :

Must be a Chartered Accountant (CA) with 5+ years of experience, preferably in digital lending or fintech-NBFC models.

Strong experience with unsecured personal loans and FLDG models in co-lending and BC partnerships.

Deep knowledge of NBFC operations, RBI compliance norms, and financial reporting requirements for publicly listed companies.

Hands-on experience in loan reconciliation, portfolio health tracking, and real-time dashboards.

Proven track record of due diligence of NBFCs and fintech companies. Strong analytical skills, with expertise in financial modeling and KPIs (NPA %, PAR, interest yield, etc.).

Proficiency in Tally, Excel (advanced), and familiarity with ERP / LMS systems.

Create a job alert for this search

Manager Senior Manager • Republic Of India, IN

Related jobs

Promoted

Product Owner, Digital Lending

Poonawalla FincorpPune, Republic Of India, IN

Onboarding digital lending partner on our system application.Manage the product lifecycle across all digital Personal loan products. Define & track key product metrics to measure success & plan futu...Show moreLast updated: 13 days ago

Promoted

Senior Finance Manager

Idyllic ServicesRepublic Of India, IN

Senior Finance Manager – NBFC / Fintech.Organisation is a listed tech-first NBFC driving India’s digital lending revolution, is hiring a. Manage loan book reconciliation and portfolio health (NPA%, ...Show moreLast updated: 1 day ago

Promoted

Senior Manager, Technology Finance

MashreqRepublic Of India, IN

Manage independently the Finance and Planning of Technology & Legal Group including Overseas.Discharge the Finance responsibilities of Technology & Legal Group centrally for both UAE & Overseas geo...Show moreLast updated: 24 days ago

Promoted

Finance Planning Senior Leader

BrowserStackRepublic Of India, IN

BrowserStack is looking for a Sr.Lead - FP&A to steer the MIS, Budgeting and reporting process.This role will report to the Sr. This is a high-impact role, owning the responsibility of MIS and Finan...Show moreLast updated: 3 days ago

Promoted
New!

Finance Director, Digital Lending

TalentiserRepublic Of India, IN

We are currently hiring for our client -.NBFC, pioneering 100% digital loans in India.Loan Book & Portfolio Management.End-to-end oversight of loan book across direct sourcing, co-lending, and BC p...Show moreLast updated: 8 hours ago

Promoted

Automobile Finance Partnership Lead

Pine LabsNew Delhi, Republic Of India, IN

We are seeking a dynamic and results-driven professional to lead and grow our automobile financing segment, focusing on Credit Card EMI and Digital Lending Pay Later options.The ideal candidate wil...Show moreLast updated: 30+ days ago

Promoted
New!

Senior Manager - Finance || Digital Lending / Fintech || Mum || CTC Upto 35 LPA

TalentiserNagpur, Maharashtra, India

We are currently hiring for our client - publicly listed NBFC, pioneering 100% digital loans in India.We are looking for a Chartered Accountant with deep experience in digital lending who can ow...Show moreLast updated: 12 hours ago

Promoted

Associate Finance Manager

SutherlandRepublic Of India, IN

We are looking for candidates with experience in the.The Credit Analyst (buy-side role) supports the CLO funds of Global Asset Manager with a focus on the U. The role involves thorough due diligence...Show moreLast updated: 13 days ago

Promoted
New!

Senior Manager - Finance || Digital Lending / Fintech || Mum || Ctc Upto 35 Lpa

TalentiserRepublic Of India, IN

Promoted

Digital Lending Business Manager

Pine LabsNew Delhi, Republic Of India, IN

Promoted

Digital Lending Product Manager

IndusInd BankRepublic Of India, IN

Job Title - Product Manager – FD & ODAFD.Department - Product Management - Consumer Banking.We are seeking a dynamic and detail-oriented Product Manager to lead the development, management, enhance...Show moreLast updated: 24 days ago

Promoted

Senior Finance Manager

MashreqIndia, India

Promoted

Finance Leader

goGlocalRepublic Of India, IN

Glocal empowers businesses to expand globally by simplifying market entry and growth with a suite of solutions.We aim to be the world's leading enabler of global e-commerce, connecting businesses w...Show moreLast updated: 3 days ago

Promoted

Finance Program Lead

ZetaRepublic Of India, IN

Zeta is a Next-Gen Banking Tech company that empowers Banks and FinTechs to launch banking products for the future.It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015.Our flagship process...Show moreLast updated: 30+ days ago

Promoted

Digital Lending Product Lead

Poonawalla FincorpPune, Republic Of India, IN

Promoted

Mobility Finance Solutions Manager

Pine LabsNew Delhi, Republic Of India, IN

Promoted

Lending Services Senior Manager

Acuity Knowledge PartnersRepublic Of India, IN

Credit Rating / Reviews (Associate Director / Director), Bangalore.We are looking for a passionate, energetic individual to join our lending services division at a senior position.You will be leading...Show moreLast updated: 30+ days ago

Promoted

Finance Lead

OnsurityRepublic Of India, IN

Onsurity is a rapidly growing employee healthcare benefits platform that provides flexible and customised healthcare subscriptions for SMEs, start-ups, and enterprises. We believe that access to hea...Show moreLast updated: 24 days ago