Role & Responsibilities
Revenue Generation
- Achieve bank's objectives in terms of earnings, assets, liabilities, credit quality, etc., as per agreed budgets / targets from client relationships across all product groups.
Relationship Management
Seek and acquire new client relationships by understanding the customers' financial needs and providing suitable solutions through bank products and services.Manage client relationships by handling activities ranging from identifying financial needs, advising, structuring deals, preparing terms and conditions, to closing deals.Assess banking needs and risks for clients and manage relationships accordingly to optimize risk-reward for the bank.Market Research
Illustrate understanding of consumers, competition, and current market conditions through primary and secondary research.Credit Appraisal
Appraise proposals involving detailed analysis of Income Statements, Balance Sheets, Financial Ratios, Cash Flows, Management Risk, Industry Risk, and Economic conditions.Documentation and Compliance
Maintain high quality standards of documentation, client communication, and process compliance on an ongoing basis.Skills Required
Revenue Generation, Client Acquisition, Relationship Management, Financial Analysis, Credit Appraisal, Risk Assessment