Senior Finance Manager || NBFC || Upto 30lpa

Key Responsibilities :

Loan Book & Portfolio Management

End-to-end oversight of the loan book across direct sourcing, co-lending, and BC partnerships.

Build dashboards to track performance metrics (NPA %, PAR, collection efficiency).

Reconcile loans across bank statements, LMS, and accounting systems.

FLDG & Partnership Management

Lead financial evaluations and monitor fintech partners with FLDG arrangements.

Track FLDG coverage, defaults, and recoveries.

Manage co-lending and BC partnerships, ensuring financial diligence, cash flow alignment, and MIS integration.

Evaluation & Due Diligence

Conduct financial and risk analysis of potential NBFC / fintech partners.

Review promoter background, financial health, audits, and compliance.

Prepare partnership recommendation reports.

Financial Reporting & Compliance

Prepare timely financial statements in line with SEBI and RBI norms.

Oversee statutory and internal audits, and manage RBI inspections.

Handle tax planning, GST compliance, and regulatory filings.

Automation & Process Optimization

Collaborate with product teams to automate reconciliation, reporting, and finance processes.

Integrate dashboards into LMS for real-time visibility.

Identify automation opportunities in reporting and monitoring.

Strategic Financial Planning

Prepare MIS reports, forecasts, and portfolio analyses for decision-making.

Partner with leadership to improve margins, reduce defaults, and optimize lending.

Evaluate ROI and financial performance of lending products and partnerships.

Key Skills & Experience :

Chartered Accountant (CA) with 5+ years’ experience, ideally in digital lending or fintech-NBFC models.

Expertise in unsecured loans and FLDG-based co-lending / BC partnerships.

Strong knowledge of NBFC operations, RBI compliance, and listed company reporting.

Hands-on in loan reconciliation, portfolio tracking, and dashboard management.

Proven experience in due diligence of NBFCs / fintechs.

Automation-focused mindset with product / tech collaboration experience.

Strong analytical and financial modeling skills (NPA %, PAR, yield, etc.).

Proficient in Tally, Advanced Excel, and ERP / LMS tools.