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Business Loan Credit Analyst Leader

Business Loan Credit Analyst Leader

Nonagon Executive ResearchNew Delhi, Republic Of India, IN
2 days ago
Job description

Product : Unsecured Business loan

CTC upto 16 LPA

About the Role :

We are scouting for individuals who will be building, planning and implementing the overall finance strategy. If you want to start small, impact large - this is the place for you.

Key Responsibilities :

  • Credit Risk Assessment : Analyze Bank statements, Bureau reports, and other related documents to assess credit risk and the financial health of clients
  • Credit Evaluation : Provide recommendations based on credit scoring models and financial performance, ensuring decisions align with company policies and risk management guidelines.
  • Understanding of Financial Statements : Calculate and understand financial ratios and evaluate financial position of the borrower
  • Customer Interaction : Communicate with clients, to gather information and resolve queries related to credit assessments.
  • Compliance and Regulation : Ensure adherence to relevant credit policies, legal regulations, and best practices in credit analysis.
  • Trend Analysis : Stay updated on industry trends, market conditions, and macroeconomic factors affecting credit risk.
  • TAT management : Credit Analyst is held accountable for completing tasks promptly while maintaining the quality of work.

Key Requirements :

  • Education : MBA(Finance) / CA / Inter CA
  • Experience : 8+ years of experience in the credit vertical of any of the Financial Institution / NBFC, Digital lending background would be an added advantage.
  • They must have approval authority for Unsecured Business loan
  • Skills :

  • Strong understanding of financial statements and credit reports.
  • Proficiency in financials, risk analysis, and credit scoring systems.
  • Familiarity with credit-related regulations, policies, and industry Standards.
  • Excellent written and verbal communication skills.
  • Strong analytical, problem-solving, and decision-making abilities.
  • Ability to manage multiple tasks.
  • Personal Attributes :

  • Detail-oriented with strong organizational skills.
  • Ability to work independently and in a team-oriented environment.
  • Strong interpersonal skills and the ability to interact effectively with clients to understand the business model.
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    Credit Analyst • New Delhi, Republic Of India, IN

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