Senior Analyst-Income calculationConsolidated Analytics • amritsar, punjab, in
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Senior Analyst-Income calculation
Consolidated Analytics • amritsar, punjab, in
6 days ago
Job descriptionEvaluate credit reports to determine the borrower's creditworthiness. Analyse financial statements, tax returns, pay stubs, and other income documentation. Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Any bachelor’s degree. Proven experience in mortgage processing or underwriting. Strong knowledge of mortgage industry regulations and procedures. Excellent analytical and problem-solving skills. Detail-oriented with exceptional organizational abilities. Proficiency in using mortgage processing software and financial tools. Effective communication and interpersonal skills. Ability to work efficiently under pressure and meet tight deadlines. Solid understanding of financial statements and credit reports. Certification in mortgage underwriting or related fields is a plus.
JOB TITLE : Due Diligence – Income Calculation
SHIFT TIMING : Must be open for Night Shift
POSITION TYPE : Full-Time
LOCATION : Chennai
Experience Range : 2 to 5 years
Job description
Associate plays a crucial role in the mortgage lending process by calculating the income and risk profile of potential borrowers. The position involves analysing financial information, reviewing loan applications, and making informed decisions to approve. This role ensures that all loans meet the company's lending standards and regulatory requirements.
Key Responsibilities :
Loan Application Review :
- Analyse and verify loan applications, ensuring all required documents are complete and accurate.
- Assess the borrower's credit history, employment, income, and debt levels.
- Confirm the property's value through appraisal reports.
Credit and Financial Analysis :
Essential skills and requirements :
Interview Venue :
📍 Location : Consolidated Analytics Private Limited (11th Floor, Workafella, High Street, New No. 431, Anna Salai (Mount Road), Teynampet, Chennai Tamil Nadu 600018, India
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Senior • amritsar, punjab, in
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