RC - Credit Officer - B2C - Rural Credit
ConfidentialSikar, India8 days ago
Job description. Review of proposals and decisioning loans in line with Bank Policy guidelines. . Audit & Compliance adherence. Ensuring non-repetition of negative Audit Observations. . Training, Process improvement, policy feedback, vendor management, participation in pilot runs / testing etc.. . Stakeholder management. . Idea generation for new projects for process efficiency and cost saving. . Graduate / Post- Graduation (MBA / CA preferred) . Experience in retail credit with team handling. . Knowledge of credit, industry and product trends . Knowledge of regulatory guidelines and norms . Good communication (both verbal and written) skill in both English and the local language
About Retail Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also
responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role
CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing
Associates would be reporting.
Key Responsibilities
- . Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products.
- . Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all
relevant applications as required by Bank.
Qualifications
Optimal qualification for success on the job is :
Role Proficiencies :
For successful execution of the job, the candidate should possess :
Skills Required
Refer to the Job Description
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Credit Officer • Sikar, India