risk ops manager

what will you do :

• as the risk program specialist, you will be responsible for optimising risk processes at CRED while working closely with internal and partner business teams.
• driving end-to-end delivery of credit risk transformation programs, including model deployment, policy execution / underwriting, portfolio reporting, and risk strategy implementations
• overseeing execution, and governance of risk initiatives across multiple workstreams, ensuring alignment with business objectives, timelines, and budgets while mitigating risks, issues, and dependencies
• portfolio risk monitoring - continuously monitoring portfolio performance, segment-level delinquency, early warning signals, and recommending course corrections
• regulatory & compliance oversight - ensuring adherence to RBI / fintech / NBFC credit risk guidelines and internal audit requirements
• developing and governing KPIs and reporting frameworks for risk, collections, and partner programs, ensuring visibility into milestones, performance, and portfolio health
• setting up and improving processes in collaboration with cross-functional teams, including SOP design, automation of manual tasks, and creation of monitoring / controlling mechanisms
• driving a culture of continuous improvement by identifying gaps, implementing corrective measures, and ensuring high-impact activities are delivered within timelines and with measurable outcomes
• leading and mentoring team members, providing process improvement guidance, project intervention, coaching, and capability building
• updating SOPs and metrics based on performance analysis and supporting system / tech architecture upgrades to strengthen risk processes

you should apply if you have :

Skills Required

Sql, Databricks, Python, Excel, google sheets , Tableau, Pyspark