Business Analyst- Payments domain

About Cybage

Cybage Software Pvt. Ltd. is a technology consulting is a technology consulting organization specializing in outsourced product engineering services. As a leader in technology & product engineering space, Cybage works with some of the world’s largest Independent Software Vendors (ISVs). Our solutions are focused on modern technologies and are enabled by a scientific, data-driven system called Decision Mines for Digital Excellence

Responsibilities :

Gather, analyze, and document functional requirements for payment platforms

Collaborate with product owners and domain SMEs to define workflows, user stories, and acceptance criteria

Lead functional workshops, event-storming, and sprint grooming sessions

Translate regulatory and business rules into implementable stories across payment lifecycle modules

Required skills and domain experience :

Strong understanding of account-to-account payment flows, especially in ACH, SWIFT, SEPA, CHAPS, FPS, FedNow

Knowledge of clearing / settlement processes, exception handling, and regulatory requirements (NACHA, ISO 20022, PSD2)

Experience working with payment hubs, onboarding systems, or banking platforms

Hands-on with Jira, Confluence, Task management tools

Writing user stories, BRDs, FRDs with traceability

Familiarity with API specifications, Swagger / OpenAPI

Strong understanding of Agile practices – grooming, prioritization, backlog management