IT Product Manager - Payments Hub

Key Responsibilities :

Define and execute the

product strategy and roadmap

for the Payments Hub, ensuring alignment with customer needs and regulatory requirements.

Lead end-to-end

product development lifecycle , from ideation to deployment, with a strong focus on scalability, security, and real-time processing.

Develop

detailed functional specifications

for ACH, Wire, RTP, FedNow, and card payments, ensuring seamless integration across financial institutions and payment networks.

Collaborate with engineering teams to design APIs, workflows, and transaction processing rules that meet compliance and operational requirements.

Ensure adherence to

Nacha, Fed, and card network standards.

Define and monitor

key performance metrics

(transaction success rates, processing speeds, fraud detection, etc.) to continuously improve the platform.

Engage with customers, banks, and payment partners to understand market trends, pain points, and opportunities for innovation.

Drive partnerships and integrations with payment networks, core banking providers, and fintech partners.

Stay ahead of emerging trends in real-time payments, open banking, and digital wallets

Qualifications :

10+ years of experience in payments product management , preferably in a financial institution, fintech, or payment processor.

Deep expertise in ACH and Wire payments

(Nacha rules, FedWire operations etc.).

Experience with one or more of RTP, FedNow, and card issuing / processing

Strong understanding of

payment network integrations, ISO 20022 messaging, and API-based payment processing.

Knowledge of

regulatory requirements, risk management, and fraud detection in payments.

Excellent ability to translate business requirements into technical specifications.

Experience working with engineering, compliance, and sales teams to deliver complex payment solutions.

Strong analytical and problem-solving skills with a data-driven approach.

Exceptional communication and stakeholder management skills.