Apply Now : Mega Walkin HCLTech Banking & Finance 12th and 13th September 2025

If you are looking for an exciting opportunity, join us at the Walk-in Drive!

HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Navalur.

Walk-in Drive Details :

Location : HCL Technologies Ltd, ETA 3, No 33, Block 1, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai

Date : 12th September, Friday & 13th September Saturday

⏰ Time : 10 : 00 AM - 3 : 00 PM

Contact HR SPOC Dharani & Sanjay

Job Opportunity : Associate / Senior Executive

Location : Chennai

Shift Timing : 6 : 00 AM 4 : 00 PM (IST)

Domain : Australian Mortgage Underwriting

Work Model : Work from Office (WFO)

Job Summary :

The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.

Responsibilities :

• Analyzing customer financial positions, employment history, credit history, and ability to repay.
• Understanding and applying the 4 Cs of Credit effectively.
• Ensuring compliance with regulatory and company guidelines.
• Assessing credit risk and determining loan approval / decline decisions.
• Applying lending / credit policy, mortgage insurance guidelines, and risk assessment principles.
• Communicating with external stakeholders, including Brokers / Lenders.
• Demonstrating strong customer-centric communication skills.

Core Responsibilities :

Skills & Qualifications :

Qualification & Experience :

Education : Bachelor's or Master's degree in any field.

Experience : 2+ years in Mortgage Underwriting and Quality in Australian, USA, or UK mortgage domains.

Must-have : Strong understanding of Australian, US, or UK lending regulations.

✅ Added Advantage : Candidates with strong communication experience with onshore clients will have an edge.

Job Title : Quality Analyst (Australian Mortgage Underwriting)

Location : [Chennai]

Shift : Australian Day Shift

Working Model : WFO

Experience : Overall experience of 3–5 years (2+ years of experience in mortgage operations (Preferably Australian home loans), with 1+ years in a quality assurance role

Employment Type : Full-time

Job Summary :

To effectively monitor mortgage underwriting activities, typical responsibilities in Australian mortgage roles include :

Key Responsibilities :

Requirements :

Preferred Skills :

Proficiency in tools like MS Excel and capable of doing basic root cause analysis, framing action plans, lean and Continuous Improvement) with good communication skills.