Banking Operation Analyst

JOB DESCRIPTION

"Position Overview :

Reporting to a Supervisor of Joint Recovery Processing, you will be part of a team performing financially based investigative and assessment activities. Drawing on your experience from Risk Operations / Financial Service roles within a Call Centre environment, the experience you obtain in this specialized position will provide you with a solid base for a career in Credit Card Operations.

Position : Joint Recovery Processing / Chargeback Analyst

Position Status : Full Time - Work from Office

Hours of Work : Monday - Sunday 7 : 00am - 7 : 00pm EST

Department : President's Choice Financial

Rate of Pay : Responsibilities :

• Provide exceptional customer service while responding to all inbound / outbound inquiries including, but not limited to; general inquires, chargeback cases, fraud cases, and online disputes.
• Respond to cardholder requests for information pertaining to the status of their dispute / fraud claim as it progresses through the case lifecycle.
• Effectively analyze and process Fraud / Dispute cases using the TDR case management system, while ensuring all internal service levels are met.
• Responsible for all phases of the chargeback lifecycle in accordance with the Association Rules and Regulations.
• Proactively manage and investigate potential fraud cases.
• Process system generated Retrieval requests ordering Cardholder initiated supporting documentation where appropriate.
• Process cardholder and non-cardholder-initiated disputes for monetary recovery to the cardholder or financial institution in the First Cycle Chargeback.
• Respond to all merchant challenges and assessing next steps in the Second Cycle Representment
• Challenge merchant rebuttals to continue the recovery process in the Third Cycle Chargeback
• Decisioning Pre-arbitration, Case Filing and Good-faith Collections
• Maintain a thorough understanding of all the Association Rules and Regulations and communicate to cardholders on such matters.
• Identify potential fraud trends through effective case management for analysis and review by the fraud strategy team.
• Report on each fraud type as required.
• Adhere to established departmental escalation procedures, Quality Standard Guidelines defined by the client, and requirements and controls in relation to PCI compliance standards.
• Proactively manage and investigate potential fraud cases.
• Analyze data and utilize tools and resources to perform trending analysis in relation to fraud cases.
• Outbound contact with cardholders to verify the validity of the transaction or non-monetary activity where applicable.
• Co-operate with law enforcement agencies.
• Report customer feedback by adhering to established escalation matrix.
• Remain tactful and composed when handling conflict and stressful situations while maintaining high level of customer service and retaining goodwill.
• Mentor new employees on procedures and systems related to chargeback lifecycle.
• Adhere to Quality Standard Guides defined by the client.
• Adhere to requirements and controls in relation to PCI standards.
• Adhere to all service level agreements outlined by the client.
• Actively participate in team meetings, one on ones and coaching.
• Adhere to the NTT DATA Code of Conduct and NTT DATA Credit Card Standards.

Requirements :