RB - Cards : Portfolio Manager

ConfidentialMumbai, India

21 days ago

Job description

About Acquiring and Cards :

The Acquiring and Cards department focuses on the Cards and merchant acquiring business of the bank. The Bank offers a wide range of cards designed for the customers' specific needs along with offering POS services under the Acquiring business vertical within the cards team. The department is also responsible for driving growth in the UPI payments space

About the Role :

The Credit Cards Portfolio Manager is responsible for developing and initiating portfolio management strategy to drive increase in billings, ANR and revenue across all card products. The Portfolio Manager is also responsible for managing the customer life cycle and for driving profitability of the portfolio of the retail credit card portfolio

Key Responsibilities

Responsible for driving spends and activity on the retail credit card portfolio that meets the overall credit cards business objectives of Axis Bank
Develop and initiate portfolio management strategy to drive increase in billings, ANR and revenue across all card products
Conduct regular portfolio performance analysis across the Retail Credit Card Portfolio to identify profitable products and segments
Identify untapped growth segments and develop targeted offerings to increase level of engagement across all Card products
Conduct regular competitor analysis, identify and implement new products and services to drive interest and fee revenues

Qualifications :

Optimal qualification for success on the job is :

Graduate / Post graduate from recognized university with 2-3 yrs of relevant work exp

Role Proficiencies :

For successful execution of the job, the candidate should possess the following :

Knowledge of industry, technology, marketing, and product trends

Good understanding of Credit Cards, Unsecured and Secured Asset product and understanding on Liabilities side of banking

Knowledge of regulatory guidelines and norms

Good communication (both verbal and written) skill in both English and the local language

Ability to manage complex client situations

Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment

#ComeAsYouAre 'We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply'

Skills Required

Competitor Analysis, Portfolio Management, regulatory guidelines , Credit Cards

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Portfolio Manager • Mumbai, India