Architect

Job Title :

Software Architect – FinTech

Experience : 10+ Years

Location : Hyderabad

Employment Type : Full-Time

About the Role

We are seeking a

highly experienced and hands-on Software Architect / Senior Engineering Manager

to join our

Consumer Lending Technology

team. This role is crucial in designing and delivering next-generation

financial technology products

that serve millions of customers and power marquee partnerships such as

Apple

and

Pagaya .

As an Architect, you will work closely with product managers, designers, and engineering teams to conceptualize, design, and implement scalable, secure, and customer-centric financial solutions. You will play a strategic role in shaping technology direction, mentoring teams, and ensuring engineering excellence in a

U.S. regulated financial environment .

Key Responsibilities

Architecture & Design

Define and implement

scalable, cloud-native architectures

supporting consumer lending products, including

Unsecured Loans, Credit Cards, HELOC, Auto Loans, and CPAY .

Design and develop

microservices ,

APIs , and

event-driven systems

leveraging modern backend frameworks (Node.js, Python, Go, Java).

Ensure architecture aligns with

enterprise standards ,

security requirements , and

regulatory compliance .

Lead

proof-of-concepts (POCs)

and

MVPs

for new product innovations.

Partner with UX and product teams to ensure technical designs enable a

seamless and intuitive user experience

across mobile and web platforms.

Technical Leadership

Lead the

end-to-end development lifecycle

— from conceptualization and design to implementation and deployment.

Provide

technical mentorship

and guidance to development teams, fostering an engineering culture focused on

quality, performance, and innovation .

Participate in

code reviews ,

architecture boards , and

technical deep dives .

Champion best practices in

software design, security, observability, and automation .

Innovation & Emerging Technologies

Drive adoption of

AI / ML ,

blockchain , and

event-driven architectures

for intelligent and adaptive financial products.

Evaluate emerging technologies and frameworks for integration into the FinTech ecosystem.

Contribute to

design thinking workshops

and shape product strategy through technology insights.

Quality, Performance & Security

Ensure solutions are

secure ,

compliant , and

highly available

in production environments.

Collaborate with DevOps and QA teams to maintain high standards of

code quality ,

test coverage , and

automated CI / CD .

Conduct

performance tuning

and

capacity planning

to meet scalability demands.

Collaboration & Delivery

Partner with

Product Managers ,

Designers , and

Business Stakeholders

to translate complex business requirements into actionable technical roadmaps.

Collaborate across

cross-functional teams

to ensure successful delivery of large-scale digital initiatives.

Work within an

Agile

environment, contributing to sprint planning, retrospectives, and release management.

Required Skills & Experience

10+ years

of progressive experience in software development and architecture roles.

Proven expertise in

FinTech, Lending, Payments, or BNPL (Buy Now, Pay Later)

solutions.

Strong hands-on experience in :

Backend :

Node.js, Python, Go, Java (Spring Boot / Microservices)

Frontend : React, React Native

Cloud :

AWS (preferred), GCP – including cloud-native architecture, scalability, and resilience design.

Deep understanding of

API design ,

microservices patterns ,

data modeling , and

event-driven systems .

Experience with

containerization and orchestration

(Docker, Kubernetes).

Knowledge of

DevOps and CI / CD pipelines

(Jenkins, GitHub Actions, GitLab CI, etc.).

Proficiency in

unit, integration, and automated testing frameworks .

Strong foundation in

security ,

compliance , and

regulatory frameworks

applicable to

U.S. financial systems

(e.g., PCI, SOC2, GDPR, OCC, CFPB).

Preferred Qualifications

Prior experience working in

FinTech startups

or

U.S. regulated financial institutions .

Exposure to

AI / ML ,

blockchain , or

embedded finance technologies .

Experience in

API-first ,

cloud-native , and

micro-frontend

architectures.

Deep knowledge of

UX principles ,

customer-centric product design , and

digital lending workflows .

Proven track record of launching and scaling

customer-facing digital products .

Bachelor’s or Master’s degree in

Computer Science ,

Information Technology , or a related field.

Soft Skills

Strong

leadership ,

analytical , and

decision-making

skills.

Excellent

communication

and

collaboration

across engineering, product, and business teams.

Ability to

balance innovation with practical implementation .

Passionate about technology trends in

financial services, lending, and payments .

Demonstrated ability to work effectively in

fast-paced, agile, and cross-functional environments .