Talent.com
Senior Machine Learning / Data Engineering / Data Science Engineer – Credit Risk
Senior Machine Learning / Data Engineering / Data Science Engineer – Credit RiskQuant-data.io • nadiad, gujarat, in
No longer accepting applications
Senior Machine Learning / Data Engineering / Data Science Engineer – Credit Risk

Senior Machine Learning / Data Engineering / Data Science Engineer – Credit Risk

Quant-data.io • nadiad, gujarat, in
1 day ago
Job description

🚀 Senior Machine Learning / Data Engineering / Data Science Engineer – Credit Risk

Build Next-Generation AI-Powered Credit Decisioning Systems on AWS

We’re seeking a highly experienced engineer (5+ years) with deep expertise in credit risk modelling , lending workflows , and end-to-end credit decisioning systems . You will design and deploy production-grade models, data pipelines, APIs, and governance frameworks that power modern lending products.

🔍 Key Responsibilities 1. Credit Risk Modelling & Decisioning

  • Develop and validate credit scoring , PD / LGD / EAD , and behavioural / collections models .
  • Build rule-based + ML hybrid underwriting engines and challenger models.
  • Design and implement feature stores , scorecards, segmentation logic, and reason-code / XAI frameworks .

2. Data Engineering & Architecture (AWS)

  • Build large-scale ETL / ELT pipelines using AWS and open-source stacks (Airflow, Spark, Trino, EKS, S3, EC2).
  • Implement robust data quality , lineage tracking, anomaly detection, and incremental loading.
  • Optimize compute and storage for performance, reliability, and cost (including Graviton).
  • 3. MLOps & Governance

  • Deploy models using MLflow , Flask, or FastAPI.
  • Implement model monitoring , drift detection, CI / CD, and automated retraining workflows.
  • Ensure compliance with Basel III, SR 11-7, GDPR, PDPA using explainability and governance tools.
  • Build dashboards for model performance, data quality, and underwriting analytics.
  • 4. APIs & Integration

  • Build and deploy APIs using API Gateway, Lambda, ECS / Fargate, or EKS .
  • Integrate ML scoring pipelines with LOS / LMS , credit bureaus, and partner systems.
  • 5. Product Solutioning & Pre-Sales (Good to Have)

  • Conduct demos, PoCs, and technical workshops with clients.
  • Translate business problems into credit product workflows , decision rules, and risk logic.
  • 🎯 Required Skills & Experience

  • 5+ years in Machine Learning, Data Engineering, or Data Science .
  • Hands-on experience building credit risk, fraud, or behavioural ML models .
  • Strong expertise in Python, PySpark, SQL , and ML frameworks (scikit-learn, XGBoost, TensorFlow, PyTorch).
  • Experience with Spark, Hadoop, Kafka, Trino / Presto .
  • Strong understanding of credit underwriting workflows , lending KPIs, and risk decisioning.
  • Experience building and deploying ML scoring APIs .
  • Familiarity with MLOps best practices and production ML systems.
  • Strong grasp of data governance , regulatory compliance, and model documentation.
  • ⭐ Preferred Qualifications

  • AWS experience with VPC, ECS / EKS, S3, IAM, Athena, Lambda .
  • Background in banks, NBFCs, fintechs, or credit bureaus .
  • Pre-sales or client-facing solutioning experience.
  • Exposure to alternative data modelling .
  • Degree in Computer Science, Data Science, Statistics, Engineering , or related fields.
  • Create a job alert for this search

    Senior Data Learning • nadiad, gujarat, in

    Related jobs
    Founding Sr. Machine Learning Engineer : No Salary Only Equity

    Founding Sr. Machine Learning Engineer : No Salary Only Equity

    Truxt.ai • Nadiad, IN
    As an early-stage company driven by a meaningful mission, we seek exceptional engineering talent who values purpose, long-term impact, and significant equity ownership over traditional salary compe...Show more
    Last updated: 30+ days ago • Promoted
    AI / ML Practice Lead

    AI / ML Practice Lead

    ACL Digital • Ahmedabad, Gujarat, India
    Job Function, Roles & Responsibilities : .Lead strategic initiatives and own the practice for.Define and build the competency roadmap for machine learning, deep learning, model deployment, and real-t...Show more
    Last updated: 30+ days ago • Promoted
    AI / ML Engineer

    AI / ML Engineer

    Lingaro • Anand, IN
    AI / ML Engineer – Senior Consultant.AI Engineering Group is part of Data Science & AI Competency Center and is focusing technical and engineering aspects of DS / ML / AI solutions.We are looking for exp...Show more
    Last updated: 30+ days ago • Promoted
    AI / ML Engineer

    AI / ML Engineer

    Edstem Technologies • Vadodara, IN
    The ideal candidate will have hands-on expertise across the full ML lifecycle—from data exploration and feature engineering to model training, optimization, and production deployment.You will work ...Show more
    Last updated: 19 days ago • Promoted
    Machine Learning Engineer

    Machine Learning Engineer

    BayOne Solutions • Ahmedabad, IN
    Machine Learning Development & Implementation (40%).Design and implement end-to-end ML pipelines for recommendation systems, search ranking, and classification problems. Build and optimize tradition...Show more
    Last updated: 30+ days ago • Promoted
    Remote GenAI Engineer

    Remote GenAI Engineer

    EazyML • Vadodara, IN
    Remote
    Founded by Bell Labs research veterans, and associated with breakthrough startups like Amelia, EazyML, specializes in Transparent Machine Learning. Early on EazyML founders saw the need for Transpa...Show more
    Last updated: 30+ days ago • Promoted
    AI Lead - LLM Security and DLP - Distinguished CyberSecurity Startup

    AI Lead - LLM Security and DLP - Distinguished CyberSecurity Startup

    CareerXperts Consulting • Ahmedabad, IN
    Notice Period : Immediate to 1 Month.AI, with a strong focus on NLP technologies.Strong proficiency in machine learning frameworks such as TensorFlow, PyTorch, or Hugging Face.Strong proficiency in ...Show more
    Last updated: 14 days ago • Promoted
    Senior AI Engineer

    Senior AI Engineer

    MSBC Group • Ahmedabad, Gujarat, India
    Join MSBC as an AI / ML Engineer – Deliver Real-World Intelligent Systems.At MSBC, we design and implement practical AI solutions that solve real business problems across industries.As an AI / ML Engin...Show more
    Last updated: 19 days ago • Promoted
    Staff Machine Learning Engineer

    Staff Machine Learning Engineer

    Ocrolus • Ahmedabad, IN
    Come build at the intersection of AI and fintech.At Ocrolus, we’re on a mission to help lenders automate workflows with confidence—streamlining how financial institutions evaluate borrowers and ena...Show more
    Last updated: 19 days ago • Promoted
    Machine Learning Observability Platform Engineer

    Machine Learning Observability Platform Engineer

    Mewar Infotech Limited • Vadodara, IN
    Machine Learning Observability Platform Engineer.You’ll help design and enhance our.AI capabilities that power critical insights across enterprise environments. Observability Platform built on.SREs,...Show more
    Last updated: 18 days ago • Promoted
    Applied ML Scientist

    Applied ML Scientist

    SAIVA AI • Vadodara, IN
    SAIVA AI applies machine learning to make optimal use of electronic health data for the most vulnerable healthcare population. Our mission is to improve patient outcomes by augmenting clinical decis...Show more
    Last updated: 30+ days ago • Promoted
    Lead Engineer - AI / ML

    Lead Engineer - AI / ML

    Mindfire Solutions • Nadiad, IN
    As a Lead AI / ML Engineer, you spearhead the design, development, and implementation of advanced AI and machine learning models. Your role involves guiding a team of engineers ensuring the successful...Show more
    Last updated: 30+ days ago • Promoted
    Data Science - Credit Risk

    Data Science - Credit Risk

    bluCognition • Vadodara, IN
    Cognition is an AI / ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities.Founded in 2017, by some very named senior professionals from the financial ser...Show more
    Last updated: 16 days ago • Promoted
    Machine Learning Engineer

    Machine Learning Engineer

    Recro • Anand, IN
    Job Description : AI / ML Engineer (3D Geometry & Manufacturing).We are seeking an exceptionally talented and entrepreneurial. Design for Manufacturability (DFM).If you are passionate about leveraging ...Show more
    Last updated: 30+ days ago • Promoted
    Machine Learning Engineer

    Machine Learning Engineer

    GoML • Nadiad, IN
    Looking for a culture to thrive & build a rewarding career for yourself, join the core team of young hustlers building the next generation of Machine Learning platform & services.You will develop t...Show more
    Last updated: 4 days ago • Promoted
    Machine Learning Engineer-Agentic AI

    Machine Learning Engineer-Agentic AI

    Innodata Inc. • Nadiad, IN
    Design and implement multi-agent systems using LangChain, LangGraph, CrewAI, AutoGen or similar frameworks.Build A2A (agent-to-agent) orchestration and implement MCP (multi-context protocol) for co...Show more
    Last updated: 19 days ago • Promoted
    Senior Machine Learning Engineer

    Senior Machine Learning Engineer

    Tata Consultancy Services • Ahmedabad, IN
    Senior Machine Learning Engineer.Senior Machine Learning Engineer.Developer with hands on experience in ML Algorithms.Required technical Skill Set : -. A Senior Machine Learning (ML) Engineer designs...Show more
    Last updated: 30+ days ago • Promoted
    Principal AI / ML Scientist

    Principal AI / ML Scientist

    Larsen & Toubro • Ahmedabad, IN
    Machine Learning Principal Scientist.The ideal candidate will leverage advanced AI / ML techniques to model, predict, and optimize the performance and durability of electrolyzer stacks and materials....Show more
    Last updated: 5 days ago • Promoted