Sr Analyst / Lead - Financial Benefits

Position Summary :

Individual Contributor | Advanced-Level

Gallagher Center of Excellence is seeking to hire a Senior Analyst Financial Benefit for the Employee Benefits

Insurance Vertical. The Senior Analyst works directly with account and client teams and independently manages

complex financial deliverables such as IBNR estimation, Forecasting, and Contribution Modeling, while providing

direct support to account and client teams. This role plays a critical part in interpreting data, developing strategic

recommendations, and ensuring alignment with client objectives. Solid understanding of US health insurance

concepts , as well as strong domain expertise, statistical modeling skills, and the ability to work autonomously are

essential.

ESSENTIAL RESPONSIBILITIES :

SL. No. Major Action and Support Actions

1 Apply advanced skills to evaluate and present timely experience reports that assess client financial

status, including tracking expenses, funding levels, and rates by Employee Benefit Plans. Present these

insights to account management teams and clients as needed.

2 Analyze complex datasets to prepare accurate forecasts and strategic recommendations for negotiating

rates and funding levels. Ensure alignment with client financial objectives and renewal planning.

3 Appropriately estimate reserves for Incurred But Not Reported (IBNR) claim liabilities, enabling clients to

allocate appropriate funds for claims incurred during the policy period but not yet reported. Ensure these

estimates align with actuarial standards and support financial stability.

4 Ensure analytical accuracy and reliability by applying sound financial modeling techniques and validating

assumptions across deliverables.

5 Interpret results with a critical lens to ensure analysis is logical, comprehensive, and contextually aligned

with client goals.

6 Collaborate with account teams to shape renewal strategies and deliver data-driven insights that support

favorable client outcomes.

7 Provide strategic support to underwriting and account teams, including participation in client meetings to

address complex financial needs and deliver customized solutions.

8 Demonstrate proactive domain learning by reviewing deliverables critically, identifying improvement

areas, and contributing to team knowledge sharing.

9 Maintain precision and efficiency while managing multiple priorities and delivering high-quality outputs

within tight timelines.

10 Mentor junior team members by supporting onboarding, training, and fostering a culture of collaboration

and continuous improvement.