RM- Stressed A / C Monitoring

Role & responsibilities

• Resolution of stressed and special situation assets which involve business analysis study of company potential, industry and management risk, business and financial restructuring.
• Monitoring of early warning signals, cashflows, operational and financial performance of allocated portfolio.
• Review of credit files / security documentation taking corrective actions in case of any discrepancies.
• Interacting with all stakeholders including company officials, other lenders, internal stake holders to ensure timely and appropriate implementation of banks strategy wrt to allocated portfolio.
• Close coordination with Legal team for cases which may involve litigation. Interaction with advocates for filing suits initiating legal action under SARFAESI, NCLT, DRT etc.
• Emphasize on value realization from portfolio through cross sell , advising, developing sustainable business plans.

Preferred candidate profile

Skills Required

Business Analysis