Credit Analyst

Company Description

Verified Network is a decentralized financial services platform specializing in payments, financing, and investments. The network includes several group companies such as Verified AG, Verified SV Sarl, Verified Assets, and VSV Securities (IFSC) Limited. It also partners with external financial service providers to offer custody, transfer agency, payment processing, and distribution services.

Role Description

This is a full-time, on-site role for a Credit Analyst located in Mumbai. The Credit Analyst will be responsible for evaluating creditworthiness, analyzing financial data, preparing credit reports, and managing credit portfolios. This role also involves communicating with clients, developing risk assessment strategies, and ensuring compliance with financial regulations.

Key areas of Experience

• Financial Modelling with a strong proficiency in MS Office (especially Excel)
• Should have extensive experience in Financial Analysis - analyzing financial statements, and financial parameters, undertaking extensive due diligence, assessment of creditworthiness & underwriting analysis of a company’s financial condition and character. A deep understanding of credit ratings, risk metrics, and credit analytics is crucial. Experience in preparing information memorandum & assessment note, critical evaluation of information & data, identify trends, and develop solutions based on risk findings.
• Should have proficiency in understanding and review of contractual documents, familiarity with regulatory requirements and compliances
• Operational experience in monitoring information and data, updated analysis memo, and should have ability to detect discrepancies and analyze data thoroughly
• Excellent written and verbal communication skills coupled with good coordination skill sets.

Academic qualification : MBA (Finance) / CA from prestigious institution

Professional Experience : 4 to 5 years of experience in a related field and in prior financial analysis or credit-related work. Prior experience in financial institutions or credit-related roles or corporate in the related field would be preferred.