Salesforce nCino Technical Architect (Banking Specialist)

Job Title : Salesforce nCino Technical Architect (Banking Specialist)

Experience : 10+ years (5+ years in nCino / Salesforce Financial Services)

Location : [Remote]

Job Type : Full-time

Role Overview

We seek a hands-on nCino Technical Architect to design and deploy enterprise-scale nCino solutions for global banks, with deep expertise in lending, deposit account opening, risk management, and core banking integrations. You will lead cross-functional teams to modernize legacy systems, ensuring compliance, scalability, and seamless integration with financial ecosystems.

Key Responsibilities

1. End-to-End Solution Architecture

Design and document technical blueprints for nCino modules :

Commercial Lending & Retail Lending : Configure loan origination workflows, covenants, and syndication.

Deposit Account Opening (DAO) : Streamline digital onboarding with eSignature (DocuSign) and identity verification.

Collateral Management : Customize collateral tracking, valuation, and lien perfection workflows.

Credit Memo & Risk Rating : Automate credit scoring models and integrate with Moody’s / FICO.

Loan Review & Portfolio Management : Build dashboards for exposure analysis and early warning systems.

Compliance & Audit : Implement SOX / GDPR controls and audit trails.

2. Module-Specific Customization

Document Management : Integrate nCino with DocuSign, SharePoint, or OpenText for document generation / storage.

Product Catalog & Pricing : Configure dynamic pricing engines and product eligibility rules.

Analytics & Reporting : Develop Tableau CRM (Einstein Analytics) dashboards for loan performance tracking.

3. Integration Layer Leadership

Architect real-time integrations with :

Core Banking Systems (Fiserv, Jack Henry, Temenos) via APIs or middleware (MuleSoft, Boomi).

Credit Bureaus (Experian, Equifax) for automated credit pulls.

KYC / AML Providers (Refinitiv, LexisNexis) for customer due diligence.

Design event-driven architectures for data synchronization (e.g., loan booking to core systems).

4. Technical Governance & Optimization

Enforce nCino / Salesforce best practices for security (shield, field-level encryption), performance (bulkified triggers), and scalability.

Lead code reviews and mitigate risks in custom Apex, LWC, or OmniScripts.

5. Stakeholder Collaboration

Advise CTOs / CDOs on nCino roadmap alignment with business goals.

Train teams on Agile / SAFe methodologies for iterative delivery.

Required Skills & Qualifications

10+ years in IT, with 5+ years as a nCino / Salesforce Architect in banking.

Hands-on experience configuring at least 4+ nCino modules (e.g., Commercial Lending, DAO, Collateral Mgmt).

Technical Mastery :

Salesforce : Apex, LWC, Flows, Data Model, DevOps (Copado / Gearset).

Integrations : REST / SOAP APIs, ESBs, ETL tools.

Certifications :

Salesforce CTA / System Architect (preferred).

nCino Advanced Professional (preferred).

Domain Knowledge :

Loan lifecycle (underwriting, servicing, default management).

Regulatory frameworks (Basel III, IFRS 9, CCAR).

Nice-to-Have

Experience with nCino IQ (AI-driven underwriting).

Knowledge of banking cloud ecosystems (AWS / Azure for nCino).

Familiarity with US / EMEA banking compliance.