Talent.com
Product Consultant

Product Consultant

ConfidentialNoida
9 days ago
Job description

We are seeking Loan Origination Experts with hands-on experience in designing, building, and scaling Loan Origination Systems (LOS) across diverse business lines. This is a high-impact role where you will work on mission-critical projects to design, configure, and implement next-generation LOS solutions integrated with global standards and AI-driven decisioning frameworks.

This opportunity provides a platform to leverage your domain expertise, customer insight, and technical proficiency to transform the lending ecosystem.

Key Responsibilities :

Loan Origination System Design & Implementation

  • Lead the end-to-end design and implementation of Loan Origination Systems across retail and MSME lending.
  • Drive Rule Engine configurations to enable flexible and automated decision-making.
  • Define, configure, and optimize Workflow Management to deliver seamless customer journeys.
  • Build and maintain robust Master Management frameworks for customer, product, and transaction data.
  • Deliver mobility-first loan origination solutions, including agent, DSA, and customer-facing applications.
  • Manage Global Customer Data Models to ensure compliance, scalability, and a unified 360° customer view across geographies.
  • Design LOS solutions covering multiple product lines : Home Loan (HL), Personal Loan (PL), Loan Against Property (LAP), Gold Loan, Vehicle Loan, and more.

FinTech & Digital Integrations

  • Collaborate with FinTech ecosystem partners and leverage India Stack components (Aadhaar, PAN, DigiLocker, UPI, Account Aggregator, eSign, CKYC).
  • Integrate external data sources and ensure seamless connectivity with third-party systems.
  • Apply AI / ML techniques for :
  • Risk scoring using alternative data (telecom, utility, social, cashflows).
  • Predictive credit behavior modeling.
  • Fraud detection and anomaly spotting.
  • Conversational AI for onboarding and customer support automation.

    • Stakeholder Collaboration & Mentorship

  • Engage with stakeholders across Sales, Credit, Risk, and Operations to translate business requirements into functional LOS configurations.
  • Mentor and guide team members, promoting a culture of knowledge sharing and continuous improvement within solution delivery teams.

    • Skills Required

    workflow management , Master Data Management

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