Credit Risk Analyst

About AIR8

An LFX digital venture, Air8 is building an insight-based technology platform that capitalizes on Li & Fung’s ecosystem with more than 118 years of supply chain experience, connecting suppliers, buyers, and funders in over 50 markets. Air8’s goal is to combine supply chain insights with financing expertise and digital technologies to channel capital to vendors. Air8’s vision is to promote sustainable financing while bridging the supply chain working capital gap.

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LFX is a Fung Group company, which focuses on being an incubation, investment, and operating platform providing digital solutions and digitally enabled services across the end-to-end consumer goods supply chain.

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Job Description

As part of the global risk, credit & compliance team, the candidate’s primary objective will be the contribution to the risk policy setup, credit underwriting competence development and data driven risk innovation to enable business growth. You will be expected to have a thorough understanding of the client’s profile, supply chain operation and funding pain points, plus deep knowledge of supply chain financing products, solid risk underwriting skills and great passion for data driven risk model innovation to provide high quality & efficiency credit decisions.

Key Responsibilities

• Support to establish overall Air8 credit risk management framework and on-going monitor its implementation to ensure risk performance excellence.
• Underwrite risk of international suppliers and buyers and continually improve underwriting quality and efficiency by leveraging tech tools, alternative data, and innovative methodology.
• Actively manage credit risk exposure of designated portfolio by performing risk assessment and monitoring on counterparties and enabling business growth by executing risk mitigation solutions that are within the company’s risk appetite and credit policy.
• Actively engage with external stakeholders including funding partners, insurers to gain buy-in upon our risk framework for a smooth asset distribution.
• Deliver quality and monitor risk reporting upon portfolio level and country level, and complete ad hoc project in specific area or country.
• Collaborate with cross functional teams.

Requirements