Roles and Responsibilities
- Lead and manage the collections function for the Farm portfolio across the assigned zone.
- Formulate and implement strategies to minimize delinquency and optimize recovery performance .
- Monitor and track collections through a team of Area / Regional Collection Managers, ensuring achievement of zonal targets.
- Ensure strict compliance with regulatory guidelines, company policies, and ethical collection practices .
- Analyze portfolio performance, customer behavior, and market dynamics to recommend process improvements.
- Drive field collections activities including recovery from overdue accounts through effective customer interaction.
- Liaise with legal, operations, and credit teams for resolution of complex cases.
- Recruit, train, and motivate the zonal collections team, ensuring high productivity and adherence to process.
- Manage relationships with external collection agencies / vendors and monitor their performance.
- Regularly report to senior management on key metrics such as recovery rates, NPA reduction, and risk trends.
Skills Required
collections management, Agri finance, Recovery Management, Team Leadership