Associate / Senior Associate, Specialist, Product Sales - Cash & Trade, Transaction Banking, Global Transaction Services-(WD76472)
Position Title : Global Transaction banking Sales - Cash and Trade
Reports To : GTS Sales South Head
Business Function
Global Transaction Services (GTS) comprises of Cash & Trade, Securities Services and Fiduciary Services.
In an increasingly borderless world marked by burgeoning trade flow, expertise in trade finance services is an invaluable asset. With cash the lifeblood of every company, so too, is a good understanding of how to manage these cashflows. Trade Finance, together with Cash Management, is the mainstay of GTS, and is extended to SME and corporate clients for their local and cross-border financial transaction needs.
In Cash & Trade, you will be part of the product management team that provides seamless and cost-effective solutions to customers. Whether it is through conducting market research, or by enhancing a product or system's features to meet customers' needs, you will have every opportunity to shape the business. You will also be exposed to a myriad of Trade and Cash Management products through various marketing campaigns and joint visits with our relationship managers..
Job Purpose
- To lead origination of new to bank clients, x-sell and grow existing portfolio for Transaction Banking Solutions covering Trade Finance (Documentary Trade, Open Account Trade including Buyer & Supplier Finance) and Cash Management with focus on digital solutions.
Key Accountabilities & responsibilities
Effectively manage & grow existing portfolio of customersGrow the Banks market share by origination of and acquisition of new businessWork closely with key internal stakeholders viz. Coverage RMs, GTS Product Teams, Implementation Team, Service, Operations, Legal & Compliance, etc.Also network with colleagues across the DBS overseas branches including HO to work on deepening existing regional clients along with identifying new such customers.Have a sound risk / credit mindset to proactively manage triggers in existing portfolio and be prudent in new client selection and also provide guidance on policies / procedures, regulatory compliance, and operations / system-related issues to strengthen risk management.Be cognizant of the Banks internal compliance & risk guidelines and imbibe the same in day to day work lifeHave a solution-oriented mindset to build long lasting relationships with clients with sharp focus on new-age digital solutionsDisciplined pipeline management and have entrepreneurial aptitude to take full ownership of portfolioAnalyze, Maintain and Disseminate suitable MIS to drive the business metricsEngage with operations and sales to build and maintain an effective customer service model that differentiates DBSIdentify system and process gaps and partner trade operations in closing thesePost implementation review of new roll-outs, and initiate action where necessaryEducation / Preferred Qualifications
Preferably should be a CA or MBA.Core Competencies
High level of thinking and execution capabilities ability to conceptualize and implement new ideas on the groundStrong communication and persuasive skills - communicate effectively (verbally and in writing / presentation) and influence stakeholders at all levels within the organizationTeamwork high level of ability to work well with RMs and other internal teams and Group functions and business and support units to achieve full co-operation and synergies.Commercial orientation ability to identify business / revenue opportunity, plan and focus on achieving budgeted Trade targets in an organized and structured manner.Technical / Market knowledge
Product knowledge and full understanding of GTS Solutions covering Trade Finance & Cash Management, capabilities, legal compliance and tax issues.Good understanding of front and back office processes and how these interface with clients needs.Knowledge of needs of customers, requirements and expectations and trends / drivers in the market place especially for client segments in South India.Well versed with the RBI regulations governing banks as regards Trade / Cash products and the general regulatory environment in India including but not limited to FEMA, UCP, URDG, etc.Technical Competencies
As above. Additionally should possess sound knowledge of Local and international trade regulations, guidelines, best practices governing Trade Finance businessWork Relationship
Will need to work closely with Business unit RMs, T&O and other support units such as Credit, Legal & Compliance, FinanceDBS India - Culture & Behaviors
Drive Performance Through Value Based PropositionsEnsure Customer Focus by Delighting Customers & Reduce ComplaintsBuild Pride and Passion to Protect, Maintain and Enhance DBS’ ReputationEnhance Knowledge Base, Build Skill Sets & Develop CompetenciesInvest in Team Building & Motivation through Ideation & InnovationExecute at Speed While Maintaining Error Free OperationsDevelop a Passion for Performance to Grow Talent PoolMaintain the Highest Standards of Honesty and Integrity.enPrimary Location
: India-Karnataka-Bangalore
Job
: Product Sales
Schedule
: Regular
Employee Status
: Full-time : Job Posting
: Sep 22, 2025, 2 : 34 : 59 PM
