Debt Counselor

Mercor is hiring on behalf of a top AI lab that is seeking Financial Advisors with expertise in credit card debt counseling to support clients in the United States. In this role, you will provide personalized repayment strategies , educate clients on credit utilization , and guide them toward rebuilding long-term financial stability .

Responsibilities

• Assess client financial health : balances, repayment history, income, and spending patterns.
• Create structured debt management plans (debt avalanche / snowball, consolidation loans, balance transfers).
• Provide advice on FICO credit scores , credit utilization ratios, and long-term score improvement.
• Stay updated on consumer protection laws (FTC, CFPB) and credit regulations.
• Deliver ongoing coaching and track client progress toward debt reduction goals.

Requirements

Pay & Work Structure

We consider all qualified applicants without regard to legally protected characteristics and provide reasonable accommodations upon request.

Skills Required

debt management plans, credit regulations, consumer protection laws, credit utilization, FICO scoring models, credit card debt counseling, credit bureau reports, FICO credit scores