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Risk Analyst
Risk AnalystUGRO Capital • Maharashtra, India
Risk Analyst

Risk Analyst

UGRO Capital • Maharashtra, India
11 hours ago
Job description

We are seeking self-motivated and analytically driven professionals to join our Risk Analytics team. The ideal candidate to have a strong background in Credit Risk or Portfolio Risk Management , with the ability to derive actionable insights through robust data analysis. You will work closely with cross-functional teams and contribute toward maintaining and improving portfolio quality across lending products.

Key Responsibilities

  • Develop insights and recommendations to support business decisions and risk mitigation strategies
  • Contribute to Expected Credit Loss (ECL) modeling, loss forecasting, and stress testing exercises
  • Evaluate Early Warning Signal (EWS) frameworks using internal and external data sources as well as developing & deploying new models
  • Collaborate with Credit, Product, and Business teams to drive risk-based strategies
  • Participate in portfolio performance reviews and highlight emerging risk trends

Required Skills & Competencies

  • Experience in portfolio risk assessment, especially in Retail and / or SME lending
  • Strong analytical skills with an eye for detail and a problem-solving mindset
  • Proficiency in Python for data analysis and model development
  • Advanced Excel user – able to work with pivot tables, lookups, and automation
  • Self-starter with the ability to work independently as well as in a team environment
  • Familiarity with credit appraisal processes and risk assessment methodologies is an added advantage
  • Educational Qualifications

  • CA / MBA / B.Tech / Postgraduate degree in Statistics, Economics, or related quantitative field
  • Experience

  • 3-5 years of experience in the lending business of a Bank or NBFC
  • Preferably worked in Credit Risk / Portfolio Monitoring / Risk Analytics functions

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    Risk Analyst • Maharashtra, India

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