Portfolio Risk Analyst

Fi Money is a new age money management app designed to simplify your financial life. With Fi, you can save, pay, invest, or borrow, all in one place. You can track and analyze your expenses across Fi and all your other bank accounts. You can also apply for a credit card, access instant loans, and grow your wealth and more with our range of investment options.

At Fi, we’re building products that help people get better with money — and lending is central to that mission. We’re looking for a Senior Credit Risk Analytics professional to own credit portfolio insights, design scalable risk frameworks, and ensure healthy growth while keeping NPAs in check.

What you’ll do

• Build and scale credit risk models to assess borrower quality and portfolio health.
• Own performance monitoring of loan programs (Fi NBFC + partner programs) across originations, collections, and NPAs.
• Drive deep-dive analyses on repayment patterns, early delinquencies, roll rates, and vintage curves.
• Partner with Product, Risk, and Collections teams to optimize underwriting strategies, pricing, and limit management.
• Set up and automate monitoring dashboards for early warning signals.
• Work with data science and engineering to deploy and iterate on machine learning models for credit decisioning.
• Collaborate with external bureaus, lenders, and regulators to strengthen credit frameworks.
• Mentor junior analysts, setting best practices for data-driven decision-making in credit.

What we’re looking for

Why Fi

This is a 5 days work from office role and we are in Brookfield, Bengaluru.