Key Responsibilities :
- Strategic Management - design and implement strategies Short-term, mid-term, and long-term
- Operational Management - manage a comprehensive range of functions including Business Disbursements, Collections, Credit & Risk, Product, IT, Finance, HR & Admin, Operations, and Legal
- Setting up the entire operations architecture, including branch-level and central processes across the HFC
- Oversee financial management gross income, net profits, cost control / reduction, and minimisation of credit losses
- Improving AUM, Profits, and Return on Assets
- Performance Monitoring
- Regulatory compliance with NHB, RBI, Investors, Fund managers, and Rating Agencies, and monitoring of the same
- Stakeholder management internal and external bodies and agencies
- Quality Control, Risk Assessment, Internal Audits
- Improvement of systems, processes, and technology to improve efficiencies
Educational Qualifications And Experience :
Qualification : Graduate / Postgraduate, preferably an MBA from a reputed instituteExperience : 20 years in NBFC / Lending / Financial Institutions / Micro Finance, Home Loans, Affordable Housing Finance, Retail Assets, etc.Candidates should be based in Chennai and should be aware of the local language, cultures, and customsSkills : Strong analytical, problem-solving, and stakeholder management capabilities.Strong leadership and communication skillsSkills Required
Strategic Management, Operational Management, Regulatory Compliance