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Head of Technical Services - Housing Loans

Head of Technical Services - Housing Loans

Olive Green ConsultingHyderabad, Republic Of India, IN
1 day ago
Job description

We’re Hiring | National Technical Head – Housing Finance

What You’ll Do :

Key Roles and Responsibilities

1. Property Valuation and Appraisal

  • Site Visits and Inspection : Conducting on-site physical inspections of residential, or LAP properties / assets to assess their physical condition, quality of construction, and conformity with approved plans.
  • Valuation : Performing technical evaluation and estimation of properties to arrive at a fair market value. This value is crucial in determining the maximum loan amount that can be sanctioned.
  • Documentation Verification : Verifying technical documents like Building Approvals, sanctioned plans, estimates, Bill of Quantities (BOQs), and ensuring they comply with local building rules and regulations.

2. Risk Management and Compliance

  • Structural Soundness : Assessing the structural soundness and long-term durability of the building to ensure it meets safety guidelines.
  • Project Monitoring (for construction loans) : For properties under construction, conducting periodic checks to monitor construction progress and ensure material usage aligns with the BOQ and approved specifications.
  • Risk Identification : Identifying and reporting collateral risks such as properties in high-risk areas, those with poor construction quality, old construction, or those in areas with a low chance of resale.
  • Fraud Control : Developing checks and processes to control fraud, such as checking for multiple funding or excessive funding on properties by using reference rates and databases of properties under dispute.
  • Liaison : Coordinating with builders, real estate developers, valuation agencies, and legal teams to gather necessary market data and ensure compliance.
  • 3. Reporting and Communication

  • Verification Report : Preparing a detailed technical verification report after the site inspection. This report documents the property's condition, value, and potential risks, which is essential for the final loan approval process.
  • Credit Team Support : Recording site observations and recommending the loan amount based on the assessment, supporting the credit team in their decision-making.
  • Market Analysis : Keeping track of developments in the real estate market and their impact on lending parameters and property valuations.
  • Customer Interaction : Interacting with customers to understand their property's technical details and providing counselling as needed.
  • What We’re Looking For :

    ✅ 10-15 yrs Exp (from NBFC / HFC only)

    ✅ Excellent communication, mentoring, and problem-solving skills

    ✅ Qualification : B.E (Civil Engineering) or equivalent Course

    Why Join?

    ✨ Work with a fast-scaling company in NBFC Sector

    ✨ Dynamic, growth-driven culture with continuous learning opportunities

    ✨ Be part of a brand that’s redefining for millions of dreams for for their own Home

    📍 Location : Hyderabad

    📩 Interested? Send your profile to jyotiverma@olivegreenconsulting.com

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    Head Of • Hyderabad, Republic Of India, IN