Credit Card Testing

About the Role

We are seeking a detail-oriented and analytical Credit Card Testing Engineer to ensure the accuracy, security, and compliance of our credit card processing systems. You will be responsible for validating end-to-end payment flows, detecting defects, and ensuring seamless customer transactions.

Key Responsibilities

Design, develop, and execute test cases for credit card issue testing

Perform functional, integration, regression, and negative testing for payment gateways and card management systems.

Validate compliance with PCI DSS and other relevant security standards.

Test various card types (Visa, MasterCard, Amex, RuPay) across multiple channels (POS, e-commerce, mobile apps).

Collaborate with developers, business analysts, and product managers to resolve defects.

Document test results, track issues, and provide clear defect reports.

Conduct UI / UX validation for payment forms and error messages.

Simulate real-world scenarios including expired cards, insufficient funds, and incorrect CVV.

Required Skills & Qualifications

Bachelor’s degree in Computer Science, IT, or related field.

6+ years credit card testing .

Experience with test management tools (e.g., JIRA, TestRail)

Familiarity with ISO 8583 message formats and transaction logs.

Understanding of security protocols and encryption in payment systems.

Excellent analytical, problem-solving, and communication skills.

Preferred

Experience with EMV chip card testing and contactless payments (NFC).

Knowledge of tokenization and fraud detection systems.

ISTQB or similar QA certification.

If you’d like, I can also prepare a more specialized JD for credit card testing or manual testing in banking domains so it’s tailored to a specific hiring need. Would you like me to create that next?