Head of Risk - Consumer Finance

Job Title : Head of Risk Management

Location : Bangalore

Employment Type : Full-Time

Industry : Financial Services / NBFC / Banking

Position Overview

We are seeking an experienced and forward-thinking Risk Head to lead the design, development, and implementation of an enterprise-wide risk management framework. The incumbent will play a critical role in identifying and mitigating risks across credit, operational, and compliance domains, ensuring alignment with regulatory standards and business growth objectives. This is a strategic leadership position for someone who thrives in a fast-paced financial environment and can drive a risk-aware culture across the organization.

Key Responsibilities

• Develop and execute a robust, company-wide risk management strategy aligned with business objectives and regulatory mandates
• Oversee risk identification, evaluation, and mitigation across credit, operational, and compliance domains
• Monitor and respond to emerging credit risks (e.g., fraud patterns, identity theft) and recommend proactive measures
• Lead portfolio monitoring, stress testing, and forecasting of expected credit losses to manage default risk
• Utilize advanced analytics, AI, and machine learning tools to strengthen risk models, fraud detection systems, and early-warning mechanisms
• Deliver clear, data-driven risk reports to senior leadership and the board, highlighting emerging trends, portfolio performance, and key risk indicators
• Build and embed a risk-aware culture through continuous training, internal communication, and stakeholder engagement

Candidate Profile

Educational Qualifications :

Master s degree in Finance, Economics, Risk Management, or related discipline

Professional Experience :

Technical & Behavioral Competencies :