Talent.com
This job offer is not available in your country.
Senior Analyst- Credit Analysis [T500-19723] (Urgent Search)

Senior Analyst- Credit Analysis [T500-19723] (Urgent Search)

MUFGIndia
7 hours ago
Job description

About Us :

MUFG Bank, Ltd. is Japan’s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Bank’s parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to be the world’s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges.

MUFG Global Service Private Limited :

Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC / AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG’s global network across Americas, EMEA and Asia Pacific.

About the Role :

Position Title : Japanese Corporate Banking, Portfolio Management Group

Corporate Title : Analyst

Reporting to : AVP

Location : Mumbai

Job Profile : Position details :

  • Support Portfolio Management Group and handle credit coverage for EMEA subsidiaries of Japanese Corporates.
  • The Junior will be a corporate finance professional, supporting EMEA subsidiaries of publicly traded Japanese corporations. The critical function of assessing risk factors associated with a credit and determining appropriate rating based on established policies and guidelines. Responsibilities will include supporting the active credit management of a designated portfolio utilizing solid credit and analytical skills. Provide continuous oversight of portfolio names, monitoring for potential upgrading, downgrading and credit deterioration with the goal of maximizing net income and reducing credit costs.

Roles and Responsibilities :

  • Active Portfolio Management of Designated Customers under the Guidance of Senior Portfolio Managers
  • Manage a designated portfolio of Japanese corporate credit customers.
  • Perform due diligence and scheduled reviews regularly.
  • Analyze credit risk of the designated portfolio, determine accurate ratings, and make recommendations of accurate and timely ratings to management with support from senior portfolio managers.
  • Prepare detailed credit analysis and credit applications in accordance with EMEA Credit Policy, Credit-Related Procedures, Credit Rules, and JCB Credit Operating Manual, evaluating the borrower’s industry / business / legal / financial risks and recommending extensions of credit to management.
  • Basic cash flow modeling skills and understanding of assigned industries / industry sub-sectors are required, and maintain most updated knowledge on the industries through internal / external sources and direct communication with the customers.
  • Able to understand and assess risk of standard bank products such as loans, stand-by LC, trade finance, forex, derivatives, and securitization.
  • Maintain direct communication with assigned customers.
  • Oversight of covenants compliance, facility due date, condition / instruction / report required.
  • Responsible for coordinating and communicating account information to internal auditors and external regulators (e.g., FRB, FSA, BOJ, SNIC, OCC).
  • Ongoing training to enhance the all-around skill sets of a portfolio manager.
  • Perform other related functions as assigned.
  • Deal Support :

  • Work with business lines / product groups to identify prospective transactions.
  • Identify structural risks and mitigants in prospective transactions and recommend / enhance structuring of deals and covenants in line with policies and procedures.
  • Advise relationship managers on credit risk issues, terms & conditions, to create the best possible deal with a goal of improving profit and minimizing credit cost with support from senior portfolio managers.
  • Communicate with credit divisions with regard to rating rationale, facility structuring / exposures, and ensure credit divisions are furnished with all credit related information / analysis pertinent to making a decision.
  • Policy Compliance :

  • Ensure compliance with external regulatory requirements (JFSA, BOJ, PRA etc).
  • Ensure compliance with internal policy and procedures by understanding and adhering to EMEA Credit Policy, Credit-Related Procedures, Credit Rules, Procedures for Credit Ratings, JCB Credit Operating Manual, and any other applicable pronouncements.
  • Job Requirements :

  • 1-4 years of working experience in financial institutions or equivalent, in accounting / financial analysis areas.
  • Excellent communication skills (both oral and written).
  • Japanese language skill preferred
  • MBA Finance or CA or CFA degree required
  • Completion of formal credit training is a plus.
  • Equal Opportunity Employer :

    The MUFG Group is committed to providing equal employment opportunities to all applicants and employees and does not discriminate on the basis of race, colour, national origin, physical appearance, religion, gender expression, gender identity, sex, age, ancestry, marital status, disability, medical condition, sexual orientation, genetic information, or any other protected status of an individual or that individual's associates or relatives, or any other classification protected by the applicable laws.

    Create a job alert for this search

    Senior Analyst Credit • India

    Related jobs
    • Promoted
    Senior Associate Credit

    Senior Associate Credit

    Castellan Real Estate PartnersNagpur, IN
    Job Description : Senior Associate Credit.We are seeking a motivated and detail-oriented.The successful candidate will have 7-8 years of relevant credit experience and will work closely with the US ...Show moreLast updated: 21 days ago
    • Promoted
    Senior Credit Analyst

    Senior Credit Analyst

    Alphastream.aiIndia
    Role Overview : As a Senior Credit Analyst, you will manage and grow a team of skilled credit analysts, ensuring high-quality, accurate data delivery. You will collaborate closely with cross-function...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    Urgent : AVP - Credit Analysis [T500-19724]

    Urgent : AVP - Credit Analysis [T500-19724]

    MUFGIndia
    Japan’s premier bank, with a global network spanning in more than 40 markets.Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to busin...Show moreLast updated: 3 hours ago
    • Promoted
    Credit Analyst - Arbitrage Desk

    Credit Analyst - Arbitrage Desk

    People Realm Recruitment Services Private LimitedIndia
    Credit Analyst – Investment Research & Analytics Client : A Quant-Forward Discretionary Investment Management Firm Location - Bengaluru Desired Years of Experience - 2- 5 Years Education - MBA / CA / C...Show moreLast updated: 25 days ago
    Senior Credit Risk Analyst

    Senior Credit Risk Analyst

    FairMoneyIN
    Remote
    Quick Apply
    FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets.Established in 2017, the company currently operates primarily within Nigeria, and it has se...Show moreLast updated: 12 days ago
    • Promoted
    Senior Business Analyst -Trade or Capital Markets

    Senior Business Analyst -Trade or Capital Markets

    Matrix USANagpur, IN
    We are seeking a skilled Business Analyst to join our team and play a key role in transforming data into actionable insights that support strategic decision-making and business growth.Collaborate w...Show moreLast updated: 8 days ago
    • Promoted
    Senior Analyst - Counterparty Credit Analysis [T500-17892]

    Senior Analyst - Counterparty Credit Analysis [T500-17892]

    MUFGIndia
    Japan’s premier bank, with a global network spanning in more than 40 markets.Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to busin...Show moreLast updated: 30+ days ago
    • Promoted
    Manager - Corporate Credit Analyst [T500-13061]

    Manager - Corporate Credit Analyst [T500-13061]

    Talent500India
    About the Role Position Title : Corporate Credit Analyst Corporate Title : AVP Internal Title : AVP Reporting to : VP / Director Location : Mumbai. Job Profile Purpose of Role : The Credit Analysis Team i...Show moreLast updated: 30+ days ago
    • Promoted
    Domo BI - Analyst

    Domo BI - Analyst

    EXLNagpur, IN
    We are looking for a talented Data Engineer with expertise in SAS and Google Cloud Platform (GCP) to join our team.The ideal candidate will have a strong background in the Credit Risk domain and wi...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Research Analyst

    Senior Research Analyst

    Russell Tobinnagpur, maharashtra, in
    We’re Hiring : Research Analyst / Senior Research Analyst / Lead Analyst – Credit Rating | Mumbai (Hybrid).We’re expanding our credit risk research team and are looking for driven professionals at v...Show moreLast updated: 11 days ago
    • Promoted
    • New!
    ▷ (Urgent Search) Senior Analyst - Counterparty Credit Analysis [T500-17892]

    ▷ (Urgent Search) Senior Analyst - Counterparty Credit Analysis [T500-17892]

    MUFGIndia
    Japan’s premier bank, with a global network spanning in more than 40 markets.Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to busin...Show moreLast updated: 3 hours ago
    • Promoted
    • New!
    Senior Analyst - Surveillance [T500-20110] (High Salary)

    Senior Analyst - Surveillance [T500-20110] (High Salary)

    MUFGIndia
    Japan’s premier bank, with a global network spanning in more than 40 markets.Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to busin...Show moreLast updated: 3 hours ago
    • Promoted
    Senior Credit Analyst

    Senior Credit Analyst

    YES BANKIndia
    Carry out due diligence for large corporate customers (large companies, listed / unlisted) • In-depth financial analysis, business model review, management risk analysis • Working on cashflow based e...Show moreLast updated: 28 days ago
    • Promoted
    Senior Fraud Analyst

    Senior Fraud Analyst

    Career Stone ConsultantIndia
    Role - Associate Sr Manager JOB PURPOSE.The Fraud Risk Manager contributes as a Fraud SME and will support data, ML models and Gen AI technology and reporting analysts of Investigation & Loss Mitig...Show moreLast updated: 17 days ago
    • Promoted
    Credit Analyst- Unsecured Business Loans || CTC upto 20 LPA

    Credit Analyst- Unsecured Business Loans || CTC upto 20 LPA

    TalentiserIndia
    Hiring with a full-scale B2B E-commerce platform that provides integrated procurement with financing solutions for building raw materials across India, revolutionizing the construction industry ‘s ...Show moreLast updated: 4 days ago
    • Promoted
    Senior Analyst - QA [T500-19913]

    Senior Analyst - QA [T500-19913]

    H.E. Services IndiaIndia
    A legacy of excellence, driving innovation and personalized service to create exceptional customer experiences.Services vibrant tech center in Hyderabad, you’ll have the opportunity to contribute t...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    ▷ [04 / 10 / 2025] Senior Analyst

    ▷ [04 / 10 / 2025] Senior Analyst

    eClerxIndia
    Exclusive Opportunity for Financial Crime Compliance - Periodic Review Professionals in Mumbai!.Are you an experienced Financial Crime Compliance professional looking for new opportunities? Join ou...Show moreLast updated: 3 hours ago
    • Promoted
    Senior Data Analyst

    Senior Data Analyst

    Elife TransferNagpur, IN
    At Hoppa & Elife, we’re unifying all ground transportation into one powerful marketplace, giving travellers the freedom to book airport transfers, ride-hailing, shared shuttles, private cars, and t...Show moreLast updated: 12 days ago
    • Promoted
    Analyst (Investment Banking / Buy-Side Experience Required)

    Analyst (Investment Banking / Buy-Side Experience Required)

    ArcanaNagpur, IN
    Arcana is a portfolio intelligence platform used by hedge funds and asset managers to analyze performance and risk.We’re rethinking the tools institutional investors rely on—and we’re hiring analys...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Credit Manager

    Senior Credit Manager

    Piramal FinanceIndia
    We are hiring for Credit Professionals with experience of 8 - 12 years for a role in Piramal Finance (Wholesale RE Lending team). Post graduates with an inclination for Corporate financing, real est...Show moreLast updated: 30+ days ago