Software Engineer

About Balancehero

Balancehero India Pvt. Ltd. (BHI), a wholly owned subsidiary of Balancehero Co. Ltd., Korea, operates the mobile app True Balance – a one-stop destination for financial services. Founded in 2014 by Charlie Lee, Balancehero entered India in 2016 and has since evolved into a comprehensive platform offering loans, utility payments, pay-later options, and commerce services.

Its subsidiary, True Credits Private Limited , is an RBI-licensed NBFC dedicated to bridging India’s financial gap by making credit accessible to all.

About True Balance

True Balance , owned by the Balancehero Group, is an RBI-authorized PPI issuer providing instant loans, bill payments, and mobile recharges through True Credits Pvt. Ltd. and other RBI-approved partners. Since its India launch in 2016, it has secured over US $84 million in funding from global investors like SoftBank, Naver, and Line . Its mission is to be the go-to financial platform for the next billion Indians, supporting Digital India and financial inclusion.

True Credits

Established in 2019, True Credits is an RBI-licensed NBFC offering fast, reliable, and hassle-free financing solutions for personal and business needs, with a strong focus on unbanked users.

Job Description – Back-End Developer

Experience required - 1-3 years

What We’re Looking For :

B.Tech / MS in Computer Science, Engineering, or related field

Strong hands-on experience in Java, Data Structures, Algorithms, Design Patterns

Deep understanding of JVM internals (class loading, memory management, transaction management, multithreading)

Experience with Spring Boot, Microservices Architecture (MSA)

Proficiency in SQL / MySQL, ORM, caching concepts, event-driven programming

Familiarity with collaboration tools ( Git, Jira, Confluence, Slack )

Ability to work closely with product, legal, and business stakeholders

Nice to Have :

Good understanding of agile methodologies

Experience with cloud technologies, distributed systems, AWS / Linux

Exposure to building highly scalable, fault-tolerant software

Domain knowledge in FinTech / E-commerce

Responsibilities :

Design and develop high-volume, low-latency backend applications for mission-critical systems

Write well-structured, testable, and efficient code; review and debug team members’ work

Prepare and release software components on schedule

Support continuous improvement by evaluating new technologies and solutions

Analyze user requirements and prioritize tasks across the SDLC

Ensure applications are secure, scalable, and up to date

Break down complex problems into smaller tasks for effective execution