Talent.com
This job offer is not available in your country.
Muthoot Microfin - Regional Credit Manager

Muthoot Microfin - Regional Credit Manager

Muthoot MicrofinMaharashtra, India
28 days ago
Job description

Role Description :

  • We are looking for a dynamic Regional Credit Manager to join our Nagpur team.
  • This full-time, on-site position is pivotal to maintaining the financial health and stability of our regional loan portfolio.
  • The role involves comprehensive oversight of credit management activities, including risk assessment, loan disbursement monitoring, and compliance adherence.

Key Responsibilities :

  • Lead and manage credit risk assessment for the region's portfolio to ensure minimal defaults and healthy asset quality.
  • Monitor and oversee loan disbursements, recoveries, and repayments, ensuring alignment with company standards and policies.
  • Conduct in-depth credit analysis and due diligence on loan applications and borrower profiles.
  • Collaborate with field teams to address and resolve credit-related issues and to implement risk mitigation strategies.
  • Ensure full compliance with internal policies and regulatory requirements, maintaining documentation and audit readiness.
  • Generate regular reports on portfolio performance, risk metrics, and credit trends for senior management review.
  • Mentor and guide credit officers and operational staff within the region to enhance credit assessment capabilities.
  • Qualifications & Experience Education :

  • Bachelor's degree in Finance, Accounting, Economics, or a closely related field is mandatory.
  • Master's is a plus.
  • Experience :

  • Minimum 5 to 6 years of professional experience in credit management or credit risk roles, preferably within microfinance, banking, or financial services sectors.
  • Proven track record of managing regional or branch-level credit portfolios with significant exposure to retail or microfinance lending.
  • Experience in credit risk assessment, loan underwriting, and portfolio quality management.
  • Familiarity with JLG or similar group lending models is highly desirable.
  • Skills :

  • Strong analytical and quantitative skills with the ability to interpret financial data and credit reports.
  • Excellent verbal and written communication skills to interact effectively with internal teams, borrowers, and regulatory authorities.
  • Demonstrated problem-solving capabilities with keen attention to detail.
  • Ability to work independently while effectively collaborating within a cross-functional team.
  • Proficiency in relevant financial software and MS Office application.
  • (ref : iimjobs.com)

    Create a job alert for this search

    Credit Manager • Maharashtra, India

    Related jobs
    • Promoted
    South Asia Regional Head

    South Asia Regional Head

    GenScriptAurangabad, IN
    Responsible to develop grain processing business particularly in biofuel ethanol in South Asia as per aligned with organizational mission and targets. Identify and capitalize on regional opportuniti...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Finance Manager

    Senior Finance Manager

    MashreqAurangabad, IN
    Manage independently the Finance and Planning of Technology & Legal Group including Overseas.Discharge the Finance responsibilities of Technology & Legal Group centrally for both UAE & Overseas geo...Show moreLast updated: 2 days ago
    • Promoted
    • New!
    Assistant Manager - Purchase

    Assistant Manager - Purchase

    Soneji Engineering Pvt. Ltd.Aurangabad, IN
    Evaluate technical specifications and requirements of materials or components as per project or production needs.Identify and develop reliable suppliers and vendors based on quality, cost, and deli...Show moreLast updated: 7 hours ago
    • Promoted
    Relationship Officer – Secured Loans (Housing / Mortgage / LAP / MSME)

    Relationship Officer – Secured Loans (Housing / Mortgage / LAP / MSME)

    TRDFIN Support Services Pvt LtdAurangabad, IN
    We are looking for a dynamic and target-oriented.The role involves sourcing new customers, maintaining client relationships, and ensuring smooth loan processing and disbursement.Source and acquire ...Show moreLast updated: 2 days ago
    • Promoted
    Business Risk Manager (Savings)

    Business Risk Manager (Savings)

    RevolutAurangabad, IN
    People deserve more from their money.More visibility, more control, and more freedom.Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, ...Show moreLast updated: 1 day ago
    • Promoted
    Finance Business Partner

    Finance Business Partner

    Randstad EnterpriseAurangabad, IN
    Job Title : Finance Business Partner.Shift : EST working hours (5 : 30 PM IST).Randstad Enterprise is a global talent leader, providing solutions and expertise that help companies position for growth, ...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    Manager - Research

    Manager - Research

    Sambodhi Research and Communications Pvt. Ltd.Aurangabad, IN
    Sambodhi Research and Communications helps create high-impact knowledge and catalyze.At Sambodhi, we offer objective, evidence-based support to implementers, government, donors, and corporates.Over...Show moreLast updated: 7 hours ago
    • Promoted
    Country Manager

    Country Manager

    Ultima MarketsAurangabad, IN
    Investors trading on our platform get access to CFD financial instruments, including Forex, Commodities, Indices and Shares. As a client-oriented broker, we aim to offer a wide range of products to ...Show moreLast updated: 22 days ago
    • Promoted
    Senior Bid Manager

    Senior Bid Manager

    TagAurangabad, IN
    Responsible for end-to-end management of B2B Sales Process (both New BiZ and Accounts) – right from PQQ / ITT / RFI until RFP / Closure stages helping the organization to achieve its Growth objectives.Pl...Show moreLast updated: 30+ days ago
    • Promoted
    Director Credit Risk

    Director Credit Risk

    WhiteSlips Job Management ConsultantsAurangabad, IN
    Drive portfolio level analytics to assess credit quality, risk concentrations, underwriting trends and alignment with risk frameworks. Enable thematic reviews and early risk identification by applyi...Show moreLast updated: 1 day ago
    • Promoted
    Area Manager - RCU - Vijayawada

    Area Manager - RCU - Vijayawada

    Hiranandani Financial ServicesAurangabad, IN
    Identify, recommending and empaneling efficient third-party agencies with relevant expertise to handle fraud detection and investigations. Closely monitoring the verifications of loan documents both...Show moreLast updated: 2 days ago
    • Promoted
    • New!
    Relationship Manager - Wealth

    Relationship Manager - Wealth

    The Premier Consultants ( Recruitment Company )Aurangabad, IN
    Role : Relationship Manager - Wealth.Mining, identifying, and acquiring leads of family Offices, Wealth Managers, Private Equity and Investment Advisors as well as generating leads from service pro...Show moreLast updated: 7 hours ago
    • Promoted
    Actuarial Life Pricing

    Actuarial Life Pricing

    EliteRecruitmentsAurangabad, IN
    Ideal for professionals with hands-on experience in individual life product pricing, model development, and IRDAI filing. Conduct feasibility studies for.Collaborate with cross-functional teams incl...Show moreLast updated: 23 days ago
    • Promoted
    H1B Resource Deployment Manager

    H1B Resource Deployment Manager

    PTR GlobalAurangabad, IN
    Pinnacle Group is a nationally recognized leader in workforce solutions, known for delivering high-impact staffing, talent management, and contingent workforce programs. We support some of the most ...Show moreLast updated: 7 days ago
    • Promoted
    Wealth Manager / Investment Manager (Paid Consultancy Opportunity)

    Wealth Manager / Investment Manager (Paid Consultancy Opportunity)

    RONIN StudiesAurangabad, IN
    RONIN International is an independent B2B market research company specialising in business, healthcare and tech studies.We are part of the Rippleffect Group (formerly Fat Media Group) and are Compa...Show moreLast updated: 13 days ago
    • Promoted
    Bid Manager

    Bid Manager

    CapgeminiAurangabad, IN
    BID Management of enterprise scale solutions.Proven experience in defining offer scope; goals and deliverables that support business goals in collaboration with senior management and stakeholders.A...Show moreLast updated: 1 day ago
    • Promoted
    Sales & Relationship Manager | Fintech | Upto 50K per month

    Sales & Relationship Manager | Fintech | Upto 50K per month

    Dhan SaarthiAurangabad, IN
    Schedule and deliver product demos for.Follow up with prospects and support conversions.Maintain and update leads in the. Finance, Business, or related field.Finance knowledge is mandatory.Excellent...Show moreLast updated: 2 days ago
    • Promoted
    Regional Manager

    Regional Manager

    ALLEN DigitalAurangabad, IN
    The Regional Manager -Business Development will be responsible for leading, motivating, and managing a team of Business Development Executives (BDEs). This role requires a strong leader with a prove...Show moreLast updated: 16 days ago