Short-Term Consultant : Digital Financial Services Expert

International Finance Corporation (IFC), a member of the World Bank Group, is the largest global development institution focused on the private sector in emerging markets. We work in more than 100 countries, using our capital, expertise, and influence to create markets and opportunities in developing countries. In fiscal year 2025, IFC committed a record $71 billion to private companies and financial institutions in developing countries, leveraging private sector solutions and mobilizing private capital to create a world free of poverty on a livable planet. For more information, visit

IFC is seeking to engage a Short-Term Consultant (STC) with deep expertise in digital financial services, digital transformation, and technology strategy. The consultant will work closely with IFC teams and client institutions to assess current digital capabilities, design and implement digital strategies, and build institutional capacity to deliver inclusive, technology-enabled financial services in the areas of digital micro, small, and medium enterprises (MSME) banking, digital affordable housing finance, and digital transformation.

OBJECTIVES OF THE ASSIGNMENT

The primary objective of this assignment is to provide strategic and technical advisory support to IFC clients in the areas of digital transformation, digital micro, small, and medium enterprises (MSME) banking, and digital affordable housing finance, with a focus on :

• Enhancing clients’ digital capabilities and IT infrastructure.
• Designing and implementing innovative digital financial products and services.
• Building institutional capacity to adopt and scale digital solutions.
• Supporting financial inclusion through technology-enabled delivery channels.

SCOPE AND TASKS

Support the FIG Advisory and Upstream teams – South Asia (primary focus) and Asia Pacific (secondary focus). The indicative (but not exhaustive) scope of work includes :

a) Digital Strategy and IT Infrastructure Advisory

b) Digital Finance Capacity Building

c) Digital MSME Banking Solutions

d) Capacity Building and Digital Transformation

e) Core Banking and Digital Ecosystem Enhancement

f) Knowledge Sharing and Training

DELIVERABLES

The consultant will be expected to deliver, at a minimum :

SELECTION CRITERIA

APPLICATION & CONTRACT :

Interested candidates should submit the following to Manolk Mungale ( ) by December 10, 2025. The subject line of your email must be “STC-Digital Finance - FULL NAME.”

The consultant contract is expected to start by late December 2025 and remain active until June 2026, with additional days to be determined based on discussions with the IFC project & program leads. Additional days beyond June 2026 can be considered, based on the performance.

WORLD BANK GROUP CORE COMPETENCIES

We are proud to be an equal opportunity and inclusive employer with a dedicated and committed workforce, and we do not discriminate based on gender, gender identity, religion, race, ethnicity, sexual orientation, or disability. Learn more about working at the World Bank and IFC, including our values and inspiring stories, at

CONFIDENTIALITY STATEMENT

All information and data provided to the consultant by IFC, or its clients, will be treated as confidential and used solely for the purposes of this assignment.