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Senior Finance Manager - NBFC - CA

Senior Finance Manager - NBFC - CA

Dhruvini Consulting Pvt LtdMumbai, India
30+ days ago
Job description

Key Responsibilities :

Loan Book & Portfolio Management :

  • Oversee Apollo Finvests loan book across direct sourcing, co-lending, and BC partnerships.
  • Build and maintain real-time dashboards to monitor key metrics (NPA %, PAR, collections efficiency, etc.
  • Ensure accurate reconciliation of all loans with bank statements, LMS, and accounting systems.

FLDG & Partnership Management :

  • Lead financial evaluations and monitoring of fintech partners with FLDG arrangements.
  • Track and reconcile FLDG coverage, defaults, and recoveries.
  • Manage co-lending and BC partnerships, including financial diligence, cash flow alignment, and MIS integration.

    • Evaluation & Due Diligence of Partners :

  • Conduct in-depth financial and risk analysis of NBFCs and fintech entities.
  • Review promoter background, CAR, GNPA / NNPA, ALM, audit reports, and compliance status.
  • Prepare recommendation reports for partnerships and investments.

    • Financial Reporting & Compliance :

  • Prepare accurate financial statements (quarterly / annual) in compliance with SEBI and RBI norms.
  • Oversee statutory audits, internal audits, and RBI inspections.
  • Manage tax planning, GST compliance, and other regulatory filings.

    • Automation & Process Optimization :

  • Partner with the product team to automate reconciliation, reporting, and financial processes.
  • Integrate finance dashboards into the LMS for real-time risk visibility.
  • Identify automation opportunities in financial reporting and portfolio monitoring.

    • Strategic Financial Planning :

  • Prepare monthly MIS, cash flow forecasts, and portfolio analysis.
  • Collaborate with leadership to improve margins, reduce defaults, and optimize lending operations.
  • Evaluate ROI and financial performance of partnerships and products.

    • Key Skills & Experience :

  • Chartered Accountant (CA) with 5+ years of experience, preferably in digital lending or fintech-NBFC models.
  • Strong knowledge of unsecured personal loans and FLDG models in co-lending and BC partnerships.
  • Expertise in NBFC operations, RBI compliance norms, and financial reporting for publicly listed companies.
  • Hands-on experience in loan reconciliation, portfolio health tracking, and dashboard creation.
  • Proven track record of due diligence of NBFCs and fintech companies.
  • Strong analytical and financial modeling skills (NPA %, PAR, interest yield, etc.
  • Proficiency in Tally, Excel (advanced) and familiarity with ERP / LMS systems.

    • Traits We Value :

  • Strategic Thinker : Can link financial insights with business strategy.
  • Problem Solver : Finds automation-driven solutions to manual finance tasks.
  • Tech-Savvy : Understands data flows between finance, LMS, and partner systems.
  • Ownership Mindset : Takes full accountability for financial health and reporting.

    • (ref : iimjobs.com)

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    Senior Manager Finance • Mumbai, India