Subject Matter Expert

Job Title : Subject Matter Expert (SME) – Payments Domain (BFSI)

Location : Chennai

Experience : 11+ Years

Team :

Intellect Design Arena

Role Overview :

We are looking for an experienced

Payments Domain Expert (SME)

to provide in-depth functional expertise for our digital banking and payments platform. The SME will be instrumental in guiding product development, client implementations, and domain innovation in retail and corporate payments.

Key Responsibilities :

Act as the

go-to expert

for all functional aspects of domestic and cross-border payments systems.

Lead functional discussions with internal teams and clients, covering areas such as :

NEFT, RTGS, IMPS, UPI

SWIFT, SEPA, ISO 20022

ACH / NACH

Digital wallets and real-time payments

Translate regulatory and industry standards into functional and product requirements.

Collaborate with Product Owners and Engineering teams to define roadmap features.

Support client RFP responses and solution demonstrations as a domain authority.

Contribute to knowledge repositories, internal training, and process documents.

Review and validate BRDs, FSDs, solution blueprints, and integration requirements.

Required Skills & Experience :

11+ years of experience in BFSI domain with

at least 6+ years in payments .

Deep functional knowledge in

payment processing ,

clearing ,

settlement , and

regulatory compliance .

Experience with

real-time payment systems ,

cross-border remittances , and

payment APIs .

Understanding of

payment rails ,

ISO 20022 ,

SWIFT MT / MX , and

payment gateway integrations .

Experience in client-facing roles, ideally in product companies or solution consulting.

Good to Have : Exposure to

intellect digital core ,

CBX , or similar digital banking / payment platforms.

Certification in

Certified Payments Professional (ETA CPP)

or

NACHA .

Experience with

cloud-native payment solutions

and

API-based ecosystems .