Credit Manager

Position Deliverables

Define the product and processes to enable lending to Small Commercial Vehicle first time owners and fleet owners

Driving the sales training credit appraisal decisioning disbursement loan operations loan monitoring vehicle monitoring audit and compliance

Setting up program parameters across different product and partner program

Source and manage field investigation and audit agencies and electronic verification providers

Managing portfolio risk across partners OEMs cities and product segments.

Leveraging technology and OEM partnerships to develop market leading credit risk monitoring models

Support city rollout and partner onboarding and collection best practice development

Developing and managing the credit and operations team

You Must Have

Preference for small commercial vehicle finance or used heavy commercial vehicle finance

Experience of setting up loan systems and processes from scratch

Done vehicle loan credit and policy for an NBFC for at least 5 years

Hands-on and good interpersonal skills with a go-getter attitude

Strong analytical (quantitative as well as qualitative) skills including building financial models

Attention to detail and accuracy

Excellent communication writing skills and presentation skills

Proficiency in Microsoft Excel and financial modelling

Ability to work - hands-on- and multi-task in an energetic environment

Requirements

About You

You are a proactive and independent person and are looking to take on independent responsibility

You are good at understanding and engaging customers and creating solutions for them

You are hands-on and at the same time good in people management

You can work as an independent contributor with little / no support

You are looking to join a young firm and believe in our mission (The mission of the company Finance is to be an innovative market maker debt financing venture dedicated towards financing sustainable energy in India and catalysing the industry towards scale.)

Required Skills :

Proven experience in sales and collections preferably in the CV industry. Strong knowledge of Commercial Vehicles especially 3-wheeler loaders and passenger vehicles. Excellent negotiation communication and interpersonal skills. Ability to work independently and manage a large area of responsibility. Strong organizational skills with a focus on meeting deadlines. Proficiency in Microsoft Office and CRM software. Willingness to travel extensively within the assigned region.

Required Education :

Bachelors degree in Business Marketing or related field.

Key Skills

EAM,Food Technology,AC Maintenance,Corrosion,Arabic Cuisine

Employment Type : Full Time

Experience : years

Vacancy : 1

Monthly Salary Salary : 800000 - 800000