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[Immediate Start] Regional Legal Officer

[Immediate Start] Regional Legal Officer

Credila Financial Services LimitedMumbai, Maharashtra, India
5 hours ago
Job description

Company Background

Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India’s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes.

Job Description

  • Manage end-to-end litigation and legal recoveries on a PAN India level.
  • To assist in documentation, drafting, and vetting of legal documents.
  • To assist in all legal matters with a focus on legal recovery and collections.
  • Managing retail legal business including legal deviation across assigned location.
  • Managing Legal and Recovery legal team.
  • Reporting to Head Transactional Legal.

Responsibilities

  • In charge of filing civil / criminal complaints against customers, dealers, agencies, etc. with due consultation with head of department.
  • Attendance of regular court hearings in various courts
  • Liaison with advocates, other consultants.
  • Vetting all original legal documents and signing legal documents confirming in order.
  • Manage sending DPD, LRN and section 138 notices.
  • Drafting and filing criminal complaints / FIRs.
  • Draft and solidify agreements, contracts, NDA’s and other legal documents to ensure the company’s full legal rights
  • Drafting various legal documents / letters / replies including drafting of replies with respect to various court actions
  • Maintenance of tracker showing updated case status for each and every legal case for the company.
  • Preparation of MIS report across all locations.
  • Provide clarification on legal language or specifications to everyone in the organization.
  • Exceptions pertaining to property titles, missing documents, laminated papers, and other title checks to be given
  • Annual monitoring / Compliances / RBI requirements pertaining to property and other regulatory frameworks.
  • Skills

  • Should have sound legal knowledge on Code of Civil Procedure; Code of Criminal Procedure; Indian Penal Code; the Bhartiya Nyaya Sanhita (BNS), the Bhartiya Nagrik Suraksha Sanhita (BNSS), and the Bhartiya Sakshya Adhiniyam (BSA), Companies Act; Insolvency and Bankruptcy Code, 2016 (IBC); SARFAESI Act, 2002; Transfer Of Property Act; Consumer Laws, Laws relating to mortgage lending (Negotiable Instruments Act, Payments & Settlement Act, Arbitration, Mediation etc.)
  • Should have knowledge with respect to lending, mortgage, real estate, Securitization, charge creation etc.
  • Hands on experience on strategizing legal action on loan accounts; litigation, action under various laws
  • Strong Negotiation skills
  • Strong written and oral communication skills
  • Excellent interpersonal skills, Team player and Motivator.
  • Qualifications and Experience

  • Should have LLB / LLM from a leading university in India.
  • 5-7 years of experience
  • Job Location : Mumbai (Kalina) and New Delhi (Jasola)

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    Legal Officer • Mumbai, Maharashtra, India

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