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AVP Relationship Manager-Wholesale Banking Coverage Group
ConfidentialCochin / Kochi / Ernakulam30+ days ago
Job descriptionGenerate leads by identifying potential industrial areas / trading units and prepare strategies to increase the Banks penetration in those areas Manage the internal (Branches / other business verticals) and external (empanelled outsourced agencies) lead generating channels to generate the expected business Enable the sanctioning process by ensuring conduct and scrutiny of pre-disbursement activities Liaison with Corporate Banking Operations team and Centralized Processing Unit to enable smooth completion of post sanction formalities, account opening and disbursement Meet customer service requirements through regular interactions with the customers to understand business condition, enhancement opportunity, etc. Monitor transactions in the customer accounts to ensure that the cash flow movement and end use of fund are in compliance with the sanction stipulations Assist the Credit Manager in unit inspections and ensure timely insurance renewal, DP updated, stock renewal statement scrutiny and gathering of relevant market information Ensure maintenance of quality and health of portfolio and minimize Days Past Due through regular interactions with the customer Initiate recovery of stressed accounts through tele-calling / field visits Ensure compliance to the stipulated guidelines / norms and ensure closure to the audit processes
Qualifications : Optimal qualification for success on the job is :
- Graduation / Post-Graduation from a recognized institute
- Knowledge of banking products and services
- Ability to manage complex client situations
- Good communication (both verbal and written) skill in both English and the local language
- Ability to handle pressure and meet deadlines
- Good networking and relationship building skills
Role Proficiencies : For successful execution of the job, the candidate should possess the following :
Skills Required
Banking Products, Tele Calling, Networking
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Relationship Banking • Cochin / Kochi / Ernakulam