Associate Manager II / Manager - Lending Business

About the Team

Navi operates across Lending, Health Insurance, Mutual Funds, Gold, and UPI. This role is within the Lending function , which is a strategic lever for Navi and central to its mission of making financial services simple, affordable, and accessible for a billion Indians. Lending at Navi is not just about credit distribution—it’s about transforming how credit works in a digital-first world.

The team is responsible for building and scaling one of the most seamless, efficient, and customer-centric lending platforms in the country. From driving business growth and designing product experiences to refining credit strategies and launching new initiatives, Lending plays a pivotal role in Navi’s long-term growth story.

At Lending, we are looking for bright people who are at the very cusp of their professional journey and have potential to be in the top 0.1% in whatever they take up. This position provides a chance to work with the best and in process learn what it takes to attain the highest professional potential.

If you are someone who has exceeded expectations in MOST of the things you have taken up in your life (be it academics, or work, or any hobbies), it’s a place made for you.

Note : We are looking to hire candidates at the Associate Manager II / Manager level across the Lending vertical, and the final team allocation will be dependent on opportunities available.

Key Operating Verticals

• Cash Loans Business : Run and scale Navi’s personal loan business—owning initiatives across product, growth, and operations
• Home Loans Business : Solve for distribution, growth, and customer experience in the housing finance segment
• Co-Lending & Partnerships : Drive growth by identifying, onboarding, and scaling with external lending partners
• Credit Strategy : Refine customer segmentation, offers, and customer journeys based on data and experimentation, working with analytics and product teams

Core Mandate of Lending Function @ Navi

Must Haves

What We Expect From You

Inside Navi

We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at scale, with a strong customer-first approach.

Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started!

Our Culture

The Navi DNA

Ambition. Perseverance. Self-awareness. Ownership. Integrity.

We’re looking for people who dream big when it comes to innovation. At Navi, you’ll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you’re driven to deliver real value to customers, no matter the challenge, this is the place for you.

We chase excellence by uplifting each other—and that starts with every one of us.

Why You'll Thrive at Navi

At Navi, it’s about how you think, build, and grow. You’ll thrive here if :