We have an opening For Product SME – Credit Underwriting (Product Manager)
🔹 Role Snapshot
Title : Product SME – Credit Underwriting (Product Manager)
Location : Mumbai, Maharashtra
Experience : 3–8 Years
Industry Preference : Banking / Credit / FinTech
Reporting Nature : Individual contributor + client-facing SME
🔹 Core Purpose of the Role
This role blends Credit Underwriting Subject Matter Expertise with Product Management & Pre-Sales responsibilities. The candidate must deeply understand credit underwriting frameworks and be able to translate them into scalable products and client-ready solutions.
🔹 Key Responsibilities (Simplified)
- Act as SME for Credit Underwriting products
- Own and guide credit processes & credit policy alignment
- Translate complex underwriting logic into simple business language
- Conduct product demos & client presentations
- Support pre-sales discussions with strong domain knowledge
- Track regulatory changes, market trends & competitors
- Drive product improvements based on feedback
- Collaborate with Tech, Sales, Marketing & Engineering
🔹 Mandatory Qualifications
✅ MBA (Finance) / CA / CFA
✅ Minimum 3 years of Credit Underwriting experience in a Bank
✅ Hands-on exposure to :
Credit underwriting assessmentRisk evaluation modelsCredit policies & approval workflows🔹 Preferred Background
Product Manager / Business Analyst exposureFinTech / Credit Platform / Digital Lending experienceAbility to work independently in client-facing scenarios🔹 Ideal Candidate Profile
Strong banking credit underwriting foundationCan pitch and demo products confidentlyComfortable speaking with clients, sales & tech teamsThinks like a product owner, not just an underwriter🔹 Quick Screening Questions (Recommended)
Have you worked on credit underwriting in a bank? (Y / N – Mandatory)What type of credit products have you underwritten? (SME / Retail / Corporate)Have you participated in product demos or pre-sales discussions?Exposure to credit policy design or policy implementation?Any experience working with FinTech / digital lending platformsIf interested, share your updated resume on jeena.sunil@evokehr.com