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Product Manager- Credit Underwriting
Product Manager- Credit UnderwritingEvoke HR Solutions Pvt. Ltd. • Thiruvananthapuram, IN
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Product Manager- Credit Underwriting

Product Manager- Credit Underwriting

Evoke HR Solutions Pvt. Ltd. • Thiruvananthapuram, IN
4 days ago
Job description

We have an opening For Product SME – Credit Underwriting (Product Manager)

🔹 Role Snapshot

Title : Product SME – Credit Underwriting (Product Manager)

Location : Mumbai, Maharashtra

Experience : 3–8 Years

Industry Preference : Banking / Credit / FinTech

Reporting Nature : Individual contributor + client-facing SME

🔹 Core Purpose of the Role

This role blends Credit Underwriting Subject Matter Expertise with Product Management & Pre-Sales responsibilities. The candidate must deeply understand credit underwriting frameworks and be able to translate them into scalable products and client-ready solutions.

🔹 Key Responsibilities (Simplified)

  • Act as SME for Credit Underwriting products
  • Own and guide credit processes & credit policy alignment
  • Translate complex underwriting logic into simple business language
  • Conduct product demos & client presentations
  • Support pre-sales discussions with strong domain knowledge
  • Track regulatory changes, market trends & competitors
  • Drive product improvements based on feedback
  • Collaborate with Tech, Sales, Marketing & Engineering

🔹 Mandatory Qualifications

✅ MBA (Finance) / CA / CFA

✅ Minimum 3 years of Credit Underwriting experience in a Bank

✅ Hands-on exposure to :

  • Credit underwriting assessment
  • Risk evaluation models
  • Credit policies & approval workflows
  • 🔹 Preferred Background

  • Product Manager / Business Analyst exposure
  • FinTech / Credit Platform / Digital Lending experience
  • Ability to work independently in client-facing scenarios
  • 🔹 Ideal Candidate Profile

  • Strong banking credit underwriting foundation
  • Can pitch and demo products confidently
  • Comfortable speaking with clients, sales & tech teams
  • Thinks like a product owner, not just an underwriter
  • 🔹 Quick Screening Questions (Recommended)

  • Have you worked on credit underwriting in a bank? (Y / N – Mandatory)
  • What type of credit products have you underwritten? (SME / Retail / Corporate)
  • Have you participated in product demos or pre-sales discussions?
  • Exposure to credit policy design or policy implementation?
  • Any experience working with FinTech / digital lending platforms
  • If interested, share your updated resume on jeena.sunil@evokehr.com

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    Credit Manager • Thiruvananthapuram, IN

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